that happens mostly on the skiing threadsIts little wonder threads go downhill so fast.
that happens mostly on the skiing threadsIts little wonder threads go downhill so fast.
Oh look, an update...
Coronavirus: New mortgage holiday should affect credit record, says Nationwide boss
"A borrower's credit file should be marked if they take a further mortgage holiday, the Nationwide has said.
Lenders look at somebody's credit rating when deciding whether to agree to a fresh loan or contract and the interest rate they will charge.
Joe Garner, chief executive of the Nationwide Building Society, said an extension to the mortgage break may signal a borrower was "struggling".
Guess I'm not the 'fantasist' after all...
Shall I provide the eggs?
Ah, so those who originally claimed that the scheme wouldn't affect credit ratings at all now claim it's time limited
In the same way as the wage scheme was backdated, so will the credit ratings in future!
But hey, those gullible people are the same ones that believe what the unicorns tell them!
You talking about his brain?!Fried or scrambled?
Would your definition of 'gullible people' be those that have borrowed money to buy a house and have hit on hard times through no fault of their own due to the virus? So what if it does affect your credit rating in the future - it’s the present that counts and what’s the alternative if you can’t afford your mortgage payments - what would happen to your credit rating if you couldn’t pay your mortgage?Ah, so those who originally claimed that the scheme wouldn't affect credit ratings at all now claim it's time limited
In the same way as the wage scheme was backdated, so will the credit ratings in future!
But hey, those gullible people are the same ones that believe what the unicorns tell them!
NopeWould your definition of 'gullible people' be those that have borrowed money to buy a house and have hit on hard times through no fault of their own due to the virus?
It's referring to the gullible people who swallow the lie that taking a mortgage payment holiday won't affect your credit rating...
Is your credit rating generally considered poor if you have no debts at all?
Mine will be poo then. I (personally) don't have a credit card. The missus uses one to pay for items that benefit from the back-up of credit card security.Yep, can be, as your credit rating is a measure of how you are able to manage credit (debt)
Mine will be poo then. I (personally) don't have a credit card. The missus uses one to pay for items that benefit from the back-up of credit card security.