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Insurance for planning refusal

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6 Jul 2025
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LA has asked for a number of reports to be included with outline application and I need to have some insurance in place to cover the cost of these (likely £5k) if LA refuse application. Does anyone know when this would be called?
 
Why do you think that any insurer would take on a guaranteed outlay of £5K so you can provide reports?
 
LA has asked for a number of reports to be included with outline application and I need to have some insurance in place to cover the cost of these (likely £5k) if LA refuse application. Does anyone know when this would be called?
a general guess if someone would take on the "bet" the odds would probably be perhaps 50/50 chance off approval so a margin off say 20% for profit so your cover would be 2500 plus 20% plus vat so perhaps £3600 if you can find someone interested which i doubt
now they may deem the risk to be greater so perhaps £4600 or less so perhaps 2500 but such a niche request may even exceed the expected costs ??? but fully a guess as an unusual request
 
A mate of mine has spent £20k getting planning permission for a house to be built in his garden. It was refused so he's appealing.
 
LA has asked for a number of reports to be included with outline application and I need to have some insurance in place to cover the cost of these (likely £5k) if LA refuse application. Does anyone know when this would be called?
A planning decision is a human judgement, by elected politicians so not an insurable risk. It would be like insuring against losing a bet, or an election. You can however appeal (or vote).
 

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