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Tax free cash ISA allowance to be cut

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Diver Fred said:
With a Cash ISA the money you put in is the amount that you 'pay' to the account.
With a Stocks & Shares ISA there is a charge to set up or add to the ISA so you are unlikely to return an increase for some time so S&S ISA are definitely a long term investment. There may be charge to take money out.
I'm of the opinion that Rachel from Accounts doesn't understand investing; especially for the small investor.

If, as she says, she wants investment in UK business then I think she will have to set up a S&S scheme that 'only' invests in UK companies as most fund managers like to invest on a broad spread of companies and countries. So most S&S ISA fund managers invest more in non-UK companies. From what I see most UK companies give a lower return than what is acceptable to UK based fund managers which is why so many good UK companies are owned by overseas share or fund holders.
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There’s not much in it U.K. vs Europe, but still lower returns than US, by a chunk. I’m not sure what she is playing at. It sounds like some fund managers whispering in her ear.
 
JohnD said:
No it hasn't

But since biking has not provided a link to it and told us that it justifies his lie, it is not relevant to his lie.
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Maybe it’s been deleted. Can you remember what private message you deleted here Johnny boy?

IMG_7954.png
 
noseall said:
You mean this, or something you have imagined?

I see FEV is up 40% since the 2016 referendum, having fallen 12% since 1 Jan.
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Obviously not - that reports the instrument (an ETF) .

Why are you accusing that I have "imagined" something?
Either JD posted something as I describe or he didn't.
He hasn't denied it.
If he didn't then why hasn't he denied it?

As you know I have an interest in investing and returns so my notice would have been focused. I may have mis-remembered of course.
 
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JohnD said:
You are not motorbiking.

As far as I know you did not construct the lie he posted.

So you are irrelevant to his lie.
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I am asking you questions, I am not irrelevent to that. You're doing it again, EVADING THE QUESTION.
The thread is not all about mbk.
My question added to his on the same topic of the moment
It has become additionally, about your behaviour.


JohnD said:
No it hasn't

But since biking has not provided a link to it and told us that it justifies his lie, it is not relevant to his lie.
Click to expand...

He's not going to be able to post a link if the post has been deleted, is he? Stop being obtuse.

What hasn't been deleted, JD, is it the recent post I think I remember and perhaps he does as well but you won't answer about??
Are you saying you know about all the posts which have been deleted? I think I remember two which I can't find now.


Tell you what, try telling the truth.
 
motorbiking said:
There’s not much in it U.K. vs Europe, but still lower returns than US, by a chunk. I’m not sure what she is playing at. It sounds like some fund managers whispering in her ear.
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Yes it's going to be tricky.
I just posted in the SM Trading thread about a splat of stocks/ETF funds I thought might do OK and wound up about 9% up on the week overall.

The only good Brit one was 3xRR. It did do OK and I'll hold it, but - eggs and baskets.

The UK house building stocks have been a disappointment. Some other Defence ones were ok but are at a high price now. Ftse is up 10% YTD. NOt exciting
 
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JohnD said:
No it hasn't

But since biking has not provided a link to it and told us that it justifies his lie, it is not relevant to his lie.
Click to expand...
Do you even read your own posts.

I've provided a link to a post, where your BS was called out. "I'm an anti-brexer blah, blah. I restructured my investments blah blah.. Look how well I've done (using my JohnD invest-time-machine). Charlie big spuds, captain hind sight where some of the names. Nobody believed your BS in 2020 and we still don't in 2025. You've been given the opportunity to prove you aren't lying. I recall being called out once and I posted a redacted trading receipt proving my gains. Funny how it got deleted along with half the thread a few minutes later.
 
motorbiking said:
"I'm an anti-brexer blah, blah. I restructured my investments blah blah.. Look how well I've done (using my JohnD invest-time-machine).
Click to expand...

That is not a quote of my words.

It's very clear you have not got any evidence to support your lie.
 
JohnD said:
That is not a quote of my words.

It's very clear you have not got any evidence to support your lie.
Click to expand...
I've been asking you to prove me wrong since this started.

Meanwhile you dishonestly call me a liar, to deflect from your own bs.
 
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