We had an incident occur last week and I have just been visited by a loss adjuster. The issue is a simple one, I need a new ceiling, coving and paint and decorate the room.
However, as I made the loss adjuster aware my intention is to remove the upstairs chimney, therefore if he approves I would also remove the downstairs in one go thus mitigating the cost of replacing the ceiling and coving et al at the same time.
He was fine with that, but since work has already commenced upstairs and the chimney on the first floor has been removed I am only expecting he insurance company to pay for the cost of the insured liabilities and not the rest.
So, my question is - what would be the cost of removing a lath and plaster ceiling and coving, install a new plasterboard ceiling, plaster, install new coving and decorate the room.
The room is approximately 4m width by 4.5m into a bay, but the coving doesn't go into the bay.
However, as I made the loss adjuster aware my intention is to remove the upstairs chimney, therefore if he approves I would also remove the downstairs in one go thus mitigating the cost of replacing the ceiling and coving et al at the same time.
He was fine with that, but since work has already commenced upstairs and the chimney on the first floor has been removed I am only expecting he insurance company to pay for the cost of the insured liabilities and not the rest.
So, my question is - what would be the cost of removing a lath and plaster ceiling and coving, install a new plasterboard ceiling, plaster, install new coving and decorate the room.
The room is approximately 4m width by 4.5m into a bay, but the coving doesn't go into the bay.