Cutting under high gloss kitchen panel

I need to cut under a high gloss panel in a fitted kitchen inorder to slide some laminate flooring under it. Would an oscillating tool be up for the job? Any tips on blades to use I'm worried it will chip. Is a hand saw better ? The panels are exposed on both sides so there's no bottom, both sides need to be blemish free if possible.

Thanks guys

 

Laminate should not be trapped under units.

 

The unit will not rest on top of the laminate. There will be plenty of room for expansion too. It will look better than putting a bead around the wood

 

The problem is the bottom of the panel is probably edged against moisture, and if you cut it you will leave a raw edge that will swell when the kitchen floor inevitably gets mopped. Ideally take the panel off and trim the top edge. If not possible, I would be inclined to tight-fit the laminate against the panel and run a small bead of silicon around, rather than leave an exposed edge. In my own experience although you are supposed to have an expansion gap, small sections of tight fit don't tend to give problems if there are gaps elsewhere around the edge of the laminate.

 

I fitted to island with 3-4mm gap and sealed gap , little extra on the expansion gap on far end of laminate to allow expansion away from units .

 

Is the panel hard up under a worktop? If so, cut a bit off the top and raise it up.