Neighbour had his garage broken into over the weekend, and it got me thinking about whether my home insurance would cover my business tools.
I can see them possibly stumping up for £200-300 for normal DIY tools losses (joe bloggs), but tallying up the cost of replacements for my power tools, and my trusty megger mft alone I got up to over £3k.... and then theres all my hand tools etc....
So do any of you guys actually have specific insurance for your tools ?? or do you rely on your van/house insurance ??
any thoughts, or recommendations ?
I can see them possibly stumping up for £200-300 for normal DIY tools losses (joe bloggs), but tallying up the cost of replacements for my power tools, and my trusty megger mft alone I got up to over £3k.... and then theres all my hand tools etc....
So do any of you guys actually have specific insurance for your tools ?? or do you rely on your van/house insurance ??
any thoughts, or recommendations ?