Home Buyers Survey or Full Structural?

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14 May 2010
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Yorkshire
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Hello,

We've had an offer accepted on a house that needs complete modernisation. We are cash buyers so we're organizing our own survey. Ordinarily, I'd go for the standard homebuyers survey but there's a couple of things that worry me about the property and I'm unsure how to proceed.

On the upstairs landing, there's a crack that starts half way of the wall and goes across the ceiling to the other wall. Also, there appears to be a damp problem in the corner of the living room. My question is, is it wise to pay approx twice as much for a full structural survey or will a homebuyers survey flag up and give me more details on these issues? I've made contact with a couple of local surveyors and conveyed my concerns, one of them says a homebuyers is ample whereas the other advises me to get the full structural.... Any advice?
 
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A homebuyers survey will not be worth the paper its written on and will probably only suggest a structural survey be carried out anyway. You may not even need a survey, re-post in the Building Sections and ask your questions in there.
 
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Get a structural engineer to look at the crack if it worries you. How old is the house and are the walls at all bulgy? Is the crack present on both inside and outside?

There is probably a simple explanation for the damp - internal plumbing leak or water ingress from outside (gutter/downpipe/flashing etc)
 

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