I know there are a few on here like me who are pretty much self building extensions and taking several months/years to do it, I tried to renew my contents+buildings insurance today and mentioned this, it opened a huge can of worms and is now with their underwriters to consider whether they can insure me at all. Answers to questions like "I don't have public liability insurance as I'm doing it myself" and "there's no master contract with the contractor, as I am the builder" didn't seem to go down too well lol. I also went to a specialist insurance for self builders who have quoted me, but it's 2 policies needed (1 for the actual self build = £120) plus a buildings+contents @ £450+ which is massively higher than I normally pay.
Not really sure of my next move but will phone around some more tomorrow - just wondered if others had similar experience or any advice
Cheers
John
Not really sure of my next move but will phone around some more tomorrow - just wondered if others had similar experience or any advice
Cheers
John