Home insurance while self building an extension

[^woody^]

TBH, I'd tick the "No building work going on box".

 

[Footsoldier888]

23vc I have read this can lead to problems unfortunately. For anyone else reading it is vital you get the insurance sorted before you commence works.

For anyone considering self-building or project managing their extension the Homebuilding and Renovating website has some great articles on insurance.

The most important one you need is public liability insurance. I think builders have about 2 million of cover on their policy.

 

[23vc]

Noted Footsoldier thanks for the info

 

[23vc]

Update - existing insurer have come back and basically added some clauses to exclude any damage caused by the extension, but otherwise policy as it was. No increase to premium either, so I'm happy with that. Sorry to scaremonger, I didn't think this would be the outcome, worth knowing for anyone else in similar position tho

 

[endecotp]

Update - existing insurer have come back and basically added some clauses to exclude any damage caused by the extension, but otherwise policy as it was. No increase to premium either

I had a similar conversation once. Their main concern was that the property would be worth more after the work was done, justifying a higher premium. I jokingly said "I'm doing it myself, it will be a miracle if it's worth more afterwards" and they seemed happy.