If we follow the idea that any non portable appliance over 2 kW should be on a dedicated circuit then with Immersion, Oven, Washing machine, Tumble drier, and dish washer all on dedicated circuits yes one can get away with 16 amp radials. So looking at this house as an example, two washing machines, two dish washers, stand alone cooker, and a hob, two electric showers, and immersion heater, three floors so at least 4 radials for sockets, kitchen would need it's own, three lighting circuits, and supply to out building that is without putting heating on it's own RCBO, that's 17 RCBO's. So to have an isolator and SPD needs a 22 slot board.
So board costs £100 to start with. £126.65 with vat. £11.82 for the RCBO with vat, and £28.20 for the SPD. So £356 for the consumer unit, and your trying to sell this when you know other electricians are going to be quoting for a double RCD 12 way from likes of
Screwfix at less than £100, yes maybe I would go for that with my own home, but to be competitive it going to be a hard sell.
Got to Hager instead of Fusebox and the price doubles again.
There is a problem with the ring final, too much load at ends can cause an overload, but in general for most installations the ring final is the way to go, it has been for last 70 odd years, the other problem with 16A radials is either you use type C or with type B anything with a large motor can trip the RCBO, same with welding sets. So that leaf blower will no longer work.
You try telling a house owner it's not some thing wrong with the installation it is his welding set, leaf blower etc which is at fault, even if it works OK in his mates house and worked OK in this house until you rewired.
Using radials is simply too much cost and hassle.