Mobile wallet/cards app on Android/Samsung question.

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Does anyone on here use the 'cards' mobile wallet app on their phone? One major negative with swapping from Apple to Android as I have just done is that I can’t load Visa cards onto either Google pay or Samsung pay so I’m considering using the 'card' app. I have loaded a couple of Visa cards cards on there (Barclays and NatWest Debit) but how the hell do you use it when out for contactless payments?
 
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