Most common cause of floods or leaks in houses .....

[Hot&Cold]

over pressurising of sealed systems,when the diy user pressurises a non working system to the correct pressure,the boiler still not working so they pump even more water into the system hoping it will work

water dripping from prv,if they are lucky.

Diy has limitations.

i

 

[dilalio]

I’d love to know what the insurers stance is on DIY!

 

[Aquaheat]

Maybe @KenGMac might be able to shed some light on the insurance aspect?

Jon

 

[Echo the husky]

My house insurance just says no DIY gas work. Besides, there's nothing wrong with my DIY plumbing, not a flexible tap tail in sight!

 

[John D v2.0]

I’d love to know what the insurers stance is on DIY!

If you have accidental damage cover you're covered for mistakes during DIY, but not negligently taking on a huge project such as a loft conversion. But even so, if you do something badly and it blows up later you're only covered for resultant damage, not the faulty item.
But generally with plumbing the faulty part will be 50p and the resultant damage could be thousands so that's not a bad thing.

 

[Ian H]

There's a thing on our (for drain claims) what says 'cause of damage'.

Options are:

Tree Roots
Undermined by leakage
Ground movement
Physical damage
Design/ Installation error
Lack of maintenance


If it's one of the last 2 then I guess the insurance won't continue with the claim and DIY could contribute to those.

 

[AGAS]

wonder how many would admit they did the diy the first place . they cover nails through pipes so can't see how they can deny cover but suppose at the end of the day its an accident unless found to be ridiculous practice from policy holder hence the reason of the loss adjuster/ surveyor

 

[AGAS]

Design/ Installation error
Lack of maintenance


If it's one of the last 2 then I guess the insurance won't continue with the claim and DIY could contribute to those.

not the case with the insurances i deal with

 

[Ian H]

not the case with the insurances i deal with

Drains?

 

[AGAS]

rains?

yep

 

[JohnD]

I installed a solenoid valve wired up to the entrance lights, so that when the last person leaves and the lights are turned out, the main water supply is isolated.

I saw an automatic valve advertised once, that shuts down if water continually flows for longer than a preset limit. I suppose it would let you fill a bath, but if you leave the tap running, or have a burst, it would shut off.

My Australian friend was telling me that (as well as impermeable floors) their kitchens and bathrooms normally have a floor drain. His sailing club had a problem when the manager's flat upstairs (which had been converted over the years and did not meet the standard) had a bathroom flood which caused much more damage than usual because it had no drain, which was considered unusual.

 

[Aquaheat]

saw an automatic valve advertised once, that shuts down if water continually flows for longer than a preset limit. I

These are more common than you may think and have been around a good while, whilst not taken on board on the domestic market they are getting there on the commercial. Mostly run through a BMS such as Trend.

If you're a gas "engineer" though you can make your own.

Jon