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That is the normal name.I don’t the think I’ve heard electric tails being called cold before.
@flameport has answered most of the rest, there should be a resistance between the cold tails, and also a resistance to earth. The latter above 1 MΩ the former depending on the size of the UFH. It will likely be less than 1 kW, could be as low as 250 watts, so around 200 Ω to 53 Ω this can be measured with a normal multi-meter, the above 1 MΩ needs a meter using at least 250 volts, normal is 500 volts.
I would think a plinth heater would be better. This one, 1.4 kW,