Want To Retire Early?

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The people living hyper frugally so they can retire early

The Fire (Financially Independent, Retire Early) movement sees followers save as much as possible.

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She retired at 35...

 

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Doing your FIRE numbers is useful, particularly if you don’t have a defined benefits pension. Generally for the U.K. the 4% withdrawal rate doesn’t apply. It’s safer to opt for 3.5%.

There are lots of calculators and a few scammers but using one of the AIs gives you some pretty sound projections.

What you don’t want to do is end up with a high risk investment strategy to support a FIRE strategy that doesn’t really have enough capital.