Nor would it have done on my health and safety if I had not had them. For the last several decades (about 40 years) during which I've been living with RCDs, I have never experienced a shock which caused an RCD to operate and nor can I recall any occasion on which something touchable becoming live has caused an RCD to operate (and for the period before that, when I didn't have RCDs, my experience was the same as yours....Likewise, several decades without rcd’s hasn’t impacted on my health and safety.
Mind you, one has to be careful about such arguments about risks are very small, but not 'ridiculously small'. I've been wearing car set belts for over 50 years, but would not have suffered anything if I never had worn one. Again for about 50 years, I've always paid for Buildings Insurance on my home,but have never made a claim .... etc. etc.
I very much doubt that was the primary reason. For a start, as I've said, and surprising though it may be, even before we had RCDs there were (in UK) only a tiny number of deaths or serious injuries due to electric shocks (in DIYers or anyone else) - far less,for example, than the number of deaths and serious injuries (of DIYers or others) due to falls from ladders/roofs/whatever, and also probably also far less than those due to participation in ("healthy"!) sporting activities!IIRC they were brought in as a response to the mayhem of unregulated DIY in the 70’s and 80’s
As I've said, I feel sure that the primary reason for the appearance of RCDs was that it became technologically possible to produce them, not to mention the fact that they represented an enormous financial opportunity for the industry. The concept (of detecting and clearing L-E faults) had, after all, been around for a long prior period, in the form of VOELCBs.

