I had a car accident, (rear shunted by a young driver on a straight section of road), almost 2 years ago. Caught on rear dashcam and he admitted he hadn't been looking ahead. His car insurance paid up within less than a fortnight. At the time I didn't think I had been injured, just shook up. Boss told me to take a couple of days off, "just in case", so I had the Thursday and Friday off. Friday morning I woke up with a stiff right shoulder and thought I had a touch of whiplash. GP said to get it x-rayed so drove to hospital. Was told I had soft tissue damage and rest it for a few days. Went to work Monday morning, still a bit tender but, hey ho nothing excruciating. Get a phone call off my wife late morning to say a consultant at the hospital had reviewed my x-ray over the weekend and I had a fractured clavicle, (collar bone), and needed to wear a special splint for 3 weeks.
Contacted my insurance and told them what had happened so they put a claim in on my behalf. After about 8-9 months I was offered just over £1800, even though I was still in pain at times. Refused it and was told it was their final offer or we could go to court. I elected to go to court. Court date was set for 15th August this year, (23 months after the accident).
Today my insurance contacted me to say the other side had offered an out of court settlement to save costs. I was advised to take it as it seemed reasonable and court may reduce it.
So, I willingly accepted their offer of £4,785.68 as final settlement. I still get pain in my shoulder but a recent x-ray for a non-related injury shows I now have a touch of arthritis in the area. Better than the £1800 they first offered.
Contacted my insurance and told them what had happened so they put a claim in on my behalf. After about 8-9 months I was offered just over £1800, even though I was still in pain at times. Refused it and was told it was their final offer or we could go to court. I elected to go to court. Court date was set for 15th August this year, (23 months after the accident).
Today my insurance contacted me to say the other side had offered an out of court settlement to save costs. I was advised to take it as it seemed reasonable and court may reduce it.
So, I willingly accepted their offer of £4,785.68 as final settlement. I still get pain in my shoulder but a recent x-ray for a non-related injury shows I now have a touch of arthritis in the area. Better than the £1800 they first offered.
