, in which the presence of an RCD or seatbelt has resulted in a degree of injury (or death) that wouldn't have occurred without it
Do you mean because of an electrical issue (rather than medical)?
Well, I might be able to think of some medical reasons if I tried (although I rather doubt it), but that wasn't really what I meant. In the case of seatbelts, it's obviously straightforward - there will be the occasional person who, in the absence of a seatbelt,
would have been 'thrown clear', or prevented from being trapped a burning car etc. Those who produce the silly arguments about RCDs are a bit more imaginative than that - for example, postulating that in the case of a continuing shock current just above 30mA a person may have time to contemplate and attempt a 'controlled withdrawal', whereas the very brief period before an RCD operates may make post-shock violent movement or falls (resulting in injury) more likely. Such an unlikely (albeit not impossible) scenario is so rare as to be, IMO, plain daft! ... but you might call that 'medical', anyway.
More generally, they talk about having falls or other accidents due to being plunged into darkness by an RCD trip, which (lighting failure) may well not have happened in the absence of an RCD.
As you have indicated, in the real world by far the greatest danger of having an RCD is that some people will be lurred by its presence into doing dangerous things that they would not contemplate in the absence of ann RCD, in the belief that it is a panacea - but, as you said, one cannot directly blame the RCD for that. It's a bit like people driving more dangerously when they know they have ABS, or other bits of modern technology which aim (but not perfectly/completely) to protect them from themselves!
Kind Regards, John