Best bank accounts.

[Justin Passing]

they wanted me to provide a photo, with me holding what I provided as my ID document, alongside my face

That's becoming pretty standard,. A couple of places I use have just introduced it.

Broken Record I know Harry, but even for a coupla hundred quid you would benefit from an account at (eg)Trading 212.

You can use Money market which goes in a straight line at the "bank rate", 4.7% 12 months to date, and if there's bit more in there then something like this, which has only gone upwards since April last year. There are no fees, no notice periods and and transfers are quick.
If you get a red candle you can swap it to the Money Market one and wait for a couple of greens before you get back in.
It pays that 3% or whatever if you're not holding anything.

 

[Harry Bloomfield]

That's becoming pretty standard,. A couple of places I use have just introduced it.

Yes, but it wasn't just the once they wanted proof and photos, and ID. Then on top, the multiple 'are you sure', really sure you want to make this transfer', and asking repeatedly why I was doing it. Then, and despite that, the repeated account locking. Never known ought like it.

 

[Justin Passing]

Yes, but it wasn't just the once they wanted proof and photos, and ID. Then on top, the multiple 'are you sure', really sure you want to make this transfer', and asking repeatedly why I was doing it. Then, and despite that, the repeated account locking. Never known ought like it.

Yes, many are exactly like that. They're covering their mules and asses.
Every place is tightening up.
HSBC want to see my birth certificate . Why now? I've had several "Premiere" accounts with them for 40+ years, some in 7 figures.
I have to absolve them for any error on their part if I want to transfer 30k to somewhere they don't know about, ffs.
I said no, you have to do it right, and they said no, we won't do it at all then.

Some time ago I transferred ££ between banks and bldg socs etc just so in future they wouldn't be "new" transfers. That clears the paths.
That was due to Santander - I wanted to transfer to somewhere new and they said all sorts of crap. So I said I therefore wanted to empty the account. They asked for a reason so I asked the guy his name and said put that. I was planning a move anyway but it made me feel better to do it in his face.
The trouble is, you're talking to minions.

 

[Ivor Windybottom]

Someone who's had a Paypal account for 19 years was asked to prove that they were over 18.