How's your luck with Premium Bonds?

[noseall]

What application?

Post # 770....

I've just had a two year fixed thingy mature at my Building Society. It paid £4'853 and pence. Being the worlds worst at making money work, I was quite chuffed. No doubt I could have earned double that or more if I was prepared to take a wee bit more risk. Ho hum.

I have a premium bond number in a drawer somewhere, that an auntie bought me for my 21st. I have never had it out of the envelope for years and would not know what or where to check.

Take it out of the envelope. Write to NS&I and tell them your address. Or do it online. In the meantime, look for the holders number and see if you've won anything recently.

Prize Checker​

Ready to see if you have won a prize? Enter your holder's number to check if you’ve won in this month’s Premium Bonds draw. Good luck!

www.nsandi.com

 

[ReganAndCarter]

SWMBO didn't get zilch after all. She received a "warrant" in the post for £50. Turns out one of her premium bonds she has had since childhood came up trumps. She hasn't quite got the maximum in her online holdings, so these odd one or two ancient ones don't show up online. When I maxed out, I forgot about my childhood ones, and eventually got a letter saying I had gone over the limit, so they refunded the surplus.

My Mum tried to do something similar. Few years ago she inherited a bit of money and decided to put the max, £50K amount in PBs. She got a letter back saying she couldn't as she already had £50 in PBs so had to reduce her new investment slightly.

Looking into it, it turned out the £50 in PBs that were already in her name were bought in 1957. She doesn't have a clue who bought them and doesn't have the paper bonds. Unfortunately the £50 had won zilch in almost 70 years.

 

[Mottie]

I know they are supposed to be random but I always seem to do well at first with them and it then tails off and they seem to go stale. Problem is, if you take 'em out and buy a fresh lot, you miss one monthly draw.

I did well this month with my fresh max allowance and Mrs Motties full allowance goes into next months draw. We'll see….

Pah, tailed off as expected. £275 last month, £150 this month. Still, if it keeps that up it’s averaging over 5% tax free. Mrs Mottie - feck all! I’m sure she got her full allowance in before the end of May so she should have had that in the draw this month. I’ll have to check later.

 

[Ihavenojob]

I got £175, daughter got £5k

 

[JohnD]

Pah, tailed off as expected. £275 last month, £150 this month. Still, if it keeps that up it’s averaging over 5% tax free. Mrs Mottie - feck all! I’m sure she got her full allowance in before the end of May so she should have had that in the draw this month. I’ll have to check later.

It's almost as if random numbers have no pattern and you can't forecast what they will do.

 

[Burnerman]

£200 for us this morning
John

 

[Ihavenojob]

Just took up a cup of tea to SWMBO, she got £200, our son got SFA.

 

[Murdochcat]

Me, son and daughter - zippo
Misses - 4.7 %

 

[fillyboy]

Nowt.

 

[Murdochcat]

£200 for us this morning
John

Which isa meaning less number unless you state your holdings.

That’s why I use the percentage figures

 

[Mottie]

Which isa meaning less number unless you state your holdings.

That’s why I use the percentage figures

How are you working out your percentages? Are you starting from a particular month and projecting those figures forward to the end of the year or are you giving the percentage of your holdings in month one, then a cumulative total at the beginning of each subsequent month for one year?

 

[Murdochcat]

How are you working out your percentages? Are you starting from a particular month and projecting those figures forward to the end of the year or are you giving the percentage of your holdings in month one, then a cumulative total at the beginning of each subsequent month for one year?

If you notice previous posts the figures vary enormously - so i work out the return for the month and multiply by 12

 

[Scally-Ho]

£225 for me this morning. but Mrs Scally did better with £1k.

 

[Notch7]

Mrs Scally did better with £1k.

Wow that’s a good one.

I’ve never had anything like that

 

[Ihavenojob]

Which isa meaning less number unless you state your holdings.

That’s why I use the percentage figures

My daughter has about £8k of bonds, so her win is about 62.5%