RE the combi, I will consider them and thanks for the link - they look cheap considering what you get for your money; They still don’t seem to match the flow from a Megaflow tank and I do like the option of being able to use the immersion element in the event that the boiler breaks down. The tank will also go in the loft, so the space taken isn’t really being used for anything.
You only have a 2 bedroomed house, so the combi is ideal. You will not be disappointed. It will fill the bath up fast enough and give wonderful high pressure showers.
If it is DHW backup you want try a in-line backup water heater for combis. Look at this thread:
//www.diynot.com/forums/viewtopic.php?t=152381
Simple, small, easy and will give backup for a shower and a tap or two.
Megagflows are heavy, require an annual service charge by an approved installer/service man and large discharge pipes...and can explode taking half the house down. A Megaflow is an extra needless high expense in your case.