Liability

[Marco1976]

I was wondering who would pay out if a spark cut through a water pipe whilst lifting floorboards during a job.

Assuming he is insured would the damage be covered by his insurance or would it be covered by the consumer buildings insurance?

 

[Adam_151]

Generally it should be covered by his public liability insurance which any decent tradesman should have, however if he is a cowboy and doesn't, you might have to resort to your own buildings insurance (or chase him through the courts)

 

[Marco1976]

Generally it should be covered by his public liability insurance which any decent tradesman should have, however if he is a cowboy and doesn't, you might have to resort to your own buildings insurance (or chase him through the courts)

if a spark is registered with say elecsa do they have to carry insurance as part of their reg requirements?

 

[kkynaston]

I'm pretty sure it's a requirement of joining a scheme but one of the sparks on here will tell you

 

[Adam_151]

Yes, PLI is a requirement of all the self-certification schemes

 

[saxondale]

and yes - it would be his liability ( irrespective of any disclaimers on his paper work)

 

[scousespark]

Is there a correlation between this question and your question on Jan 12th asking about circular saws as qoited below.

Hi,

A few weeks ago there was a link to a special offer by Makita or Ryobi for a cordless drill and circular saw at or less than 100 pounds.

Does anyone know if this is still on?

I do not want anything fancy, just a circular saw that could cut floorboards.

Also I'd like to know if a 50W Jigsaw could cut floorboards.

Thanks

 

[IJWS15]

and yes - it would be his liability ( irrespective of any disclaimers on his paper work)

Wrong - It is possible to contract out of liability for damage, you cannot contract out of liability for death or personal injury. Consumer legislation may override this.

 

[Marco1976]

Is there a correlation between this question and your question on Jan 12th asking about circular saws as qoited below.

Yes you are right.

Lifted a floorboard and found out that water pipe is right below floorboard

Leave it to the spar i think

 

[Softus]

Is there a correlation between this question and your question on Jan 12th asking about circular saws as qoited below.

Yes you are right.

So what is the precise correlation?

Lifted a floorboard and found out that water pipe is right below floorboard

Who actually did the cutting?

 

[saxondale]

and yes - it would be his liability ( irrespective of any disclaimers on his paper work)

Wrong - It is possible to contract out of liability for damage, you cannot contract out of liability for death or personal injury. Consumer legislation may override this.

wrong - you cannot contract out of negligance (you one of these believes the "your car is parked at your risk..." signs in the supermarket) even if you said it was the customers responsibilty to point out pipes cables etc the judge would take one look at your " alleged proffesionalism" and put the onus back on you