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Pensions.

I also asked a mate, who I didn't think would reply in time, but he did. He said don't buy tech funds because most of the stocks held in the global growth funds is big tech, so you only gain a little from the added risk of newer tech firms, and get charged more for the pleasure. Fidelity is low fees, which makes it good for pensions.
Techs have served me well. People buy tech in good times and bad times.
 
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I have a SIPP with HL. I have a wide range of investments, to minimise the effects of dropping values.
 
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