The last word....

[kidgreen61]

Use those cards at your peril, the interest they levy is punishing.

 

[wotan]

Punishing interest rates, can be avoided by saving up, and paying cash.

 

[tim west]

get paid in cash and to hell with the banks!

 

[conny]

The river banks can be very slippery after it has been raining.

 

[wotan]

Rivers can break their banks, if it has been raining excessively.

 

[conny]

If it has been raining excessively there is a risk of severe flooding.

 

[wotan]

Flooding is more likely to occur in low lying land areas.

 

[conny]

Areas subject to flooding usually attract higher insurance premiums.

 

[wotan]

Insurance premiums can vary from company to company, it's prudent to shop around for the best cover.

 

[tim west]

cover the bread or it will go stale

 

[conny]

Stale bread is alright for toast.

 

[wotan]

A toast to your majesty.

 

[conny]

Your majesty thanks you, loyal subject.

 

[wotan]

Subject and loyal, yes, now, where's my knighthood.

 

[conny]

A knighthood does not come merely by paying homage.