****ty life

[Koolpc]

I would accept the flat mate, you will make it work for you I am sure. You have more security with a council flat than in private shared accomodation. Even if you lost your job the rent would be covered in benefits. One less worry?

No, I have too much in savings. I think there is a max amount you can have before they will look at benefit payments.

 

[Koolpc]

Do a list of what you need. Maybe its stuff we on DIY might have could send to you.

Thank you. I will be ok. Kind of you my friend. You all be soon kind...really appreciate everyone posts....

 

[Highway Man]

No, I have too much in savings. I think there is a max amount you can have before they will look at benefit payments.

OMG whats the worry then?

 

[Koolpc]

OMG whats the worry then?

Well, I can easily pay for living there until I retire (5 years) if I left my job. Of which, I can see happening due to health issues.....

I just want to make sure I leave a nice inheritance for my daughter when I turn my toes (paws) up!! I don't want to keep dipping into it. If needs must, I will though...

Living in the flat, I will definitely have to dip into my savings every month to help pay the bills etc...

 

[Mottie]

I just want to make sure I leave a nice inheritance for my daughter….

That’s very thoughtful but I suspect your daughter would rather you spend it on some decent accommodation for yourself.

 

[Highway Man]

Well, I can easily pay for living there until I retire (5 years) if I left my job. Of which, I can see happening due to health issues.....

I just want to make sure I leave a nice inheritance for my daughter when I turn my toes (paws) up!! I don't want to keep dipping into it. If needs must, I will though...

Living in the flat, I will definitely have to dip into my savings every month to help pay the bills etc...

Give her it now mate and keep enough for you to get by on.

 

[Harry Bloomfield]

I think there is a max amount you can have before they will look at benefit payments.

I've just read up a little on the subject, and even if you are over the limit, you are able to get some help - the amount of help is just gradually reduced, depending on how much over the limit you are.

 

[Koolpc]

Give her it now mate and keep enough for you to get by on.

That's a good idea. Will have a think on that...ta

 

[Highway Man]

That's a good idea. Will have a think on that...ta

Very admirable of you mate, we blokes sacrifice a lot for our families and you are a shining example.

 

[MNW67]

That's a good idea. Will have a think on that...ta

How would it help.

Unless you have too much for the IHT threshold.

 

[Koolpc]

Very admirable of you mate, we blokes sacrifice a lot for our families and you are a shining example.

Thank you kindly. Me and my ex have always put our daughter first, no matter what. It's a bonus that we get on really well.

 

[Koolpc]

How would it help.

Unless you have too much for the IHT threshold.

No, not that much...lol

 

[MNW67]

No, not that much...lol

You could live a long time. I don't see the advantage of giving it away now.

 

[Koolpc]

You could live a long time. I don't see the advantage of giving it away now.

I dont want or plan to live a long time.

As long as I got enough to get by I will be happy. I am more concerned in making sure my daughter has a good head start in life.

I am 62 in August. 5 years before I get my state pension. For me, that's enough to live on. I know, some will think that's mad. All depends on one's lifestyle etc etc....

 

[MNW67]

I dont want or plan to live a long time.

As long as I got enough to get by I will be happy. I am more concerned in making sure my daughter has a good head start in life.

I am 62 in August. 5 years before I get my state pension. For me, that's enough to live on. I know, some will think that's mad. All depends on one's lifestyle etc etc....

You're a top guy.

But I wouldn't rush into giving it away.