As far as I am concerned, it's OK for anyone to 'do it' (unless the mods disagree), so you don't need to feel inhibited. I have very probably been the most prolific culprit as regards 'off-topic' discussions here for about 14years - and I don't criticise myself for that
However, my personal view is there's a big difference between 'serious off-topic discussion' of topics of mutual interest to some members and general chit-chat/whatever, which I feel is more appropriate in the many platforms designed for such things.
However, I certainly don't loose any sleep over any of this, and have no difficulty in ignoring exchanges which are of no interest to me - and you should feel free to use this forum in any way that the mods allow, since I am no arbiter (or 'policer') of that.