Yes, because it's a simplistic calculator and does not try to calculate operating temperature, so it will use the published maximum VD figures, which are of course higher for a cable at 90° than one at 70°.
You obviously can do that to reassure yourself but, for single-phase calculators, if you tell it 2-core and PVC (regardless of how many cores you have and what type of insulation you have), the TLC calculator will give you the correct VD figure.
Indeed. In practice, I suppose that might be a significant 'err'. AFAICS, VD is usually the limiting factor, so a cable adequate for the required VD at design current will usually be working well under its maximum CCC, hence presumably appreciably below its maximum operating temp. Mind you, I think we're probably usually only talking of pretty small 'errs'.
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