if we talk about benefits as a blanket then yes a millionaire gets child benefit
in general its "means tested" that we refer to when we are talking poverty and benefits
The benefit cap.
- Thread starter joe-90
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if we talk about benefits as a blanket then yes a millionaire gets child benefit
in general its "means tested" that we refer to when we are talking poverty and benefits
Here is an example, my partner's relative, a lady in her 40s, fit and healthy, no disability whatsoever, a single parent, 3 children, all teenagers. Very intelligent, no cheatting at all but knows the benefits system from A to Z and manages to sqeeze every possible penny from it. Doesn't work, has 2 cars (one convertible). Recently graduated from university (master degree, all tuition fees paid for her). At some family gathering my partner asked about her plans now she is a graduate, the answer was she is not looking for a job and is going to enjoy the summer with the kids. I think they went to Cyprus for a week that summer, all of them.
Several months later she started looking for a job because one of the children reached the age of 18, so she would get less child benefits. Soon realized that what she could earn wouldn't provide her with the same lifestyle they are having now (her words).
This was a couple of years ago. The latest development is that her eldest daughter got pregnant and now lives with the baby and the baby's father, guess where - in a council house, on benefits.
with the greatest respect its only hearsay with no actual facts furbished
Well
Someone I know has a kid and doesn't work.
2 bedroom new double glazed flat (with a storage cupboard bigger than my 2nd bedroom), the bedrooms are both twice the size of my main bedroom.
Council tax all paid for, fuel subsidised, council house so all paid for.
£120-130 a week in benefits (child tax credits, child benefits (yes, that's 2 benefits for spreading your legs) and income support (same as JSA but for those not looking for work
).
Thats 480 pounds a month, completely tax free, AFTER BILLS, No wonder she could afford a new iphone and I couldn't.
Someone I know has a kid and doesn't work.
2 bedroom new double glazed flat (with a storage cupboard bigger than my 2nd bedroom), the bedrooms are both twice the size of my main bedroom.
Council tax all paid for, fuel subsidised, council house so all paid for.
£120-130 a week in benefits (child tax credits, child benefits (yes, that's 2 benefits for spreading your legs) and income support (same as JSA but for those not looking for work
). Thats 480 pounds a month, completely tax free, AFTER BILLS, No wonder she could afford a new iphone and I couldn't.
Big All reading your replies it suggests you are in a benefits dept.
Go in any pub and people will point out benefit abusers it is probably more the norm than not.
And if everyone in the job has your rose tinted view on it no wonder the system is being abused a percentage of large claims should be carried out in the claimants house with follow ups for the length of the claim ,perhaps this may open the eyes of those issuing benefits and see what is actually happening with our tax money.
Go in any pub and people will point out benefit abusers it is probably more the norm than not.
And if everyone in the job has your rose tinted view on it no wonder the system is being abused a percentage of large claims should be carried out in the claimants house with follow ups for the length of the claim ,perhaps this may open the eyes of those issuing benefits and see what is actually happening with our tax money.
big-all, not sure what facts would you like, I don't have access to her bank account 
. I know her, see her on regular basis, have been in the house she lives with the kids, helped her move furniture, helped her completing application forms for several job positions. The only thing I don't know is exactly how much money she gets. But in a conversation where I was present, she said that with child benefits for 3 children she was better off living on benefits, than working, while with 2 kids only, it depends on the salary she could get.
. I know her, see her on regular basis, have been in the house she lives with the kids, helped her move furniture, helped her completing application forms for several job positions. The only thing I don't know is exactly how much money she gets. But in a conversation where I was present, she said that with child benefits for 3 children she was better off living on benefits, than working, while with 2 kids only, it depends on the salary she could get.
figures?
http://www.adviceguide.org.uk/index...or_families_and_children.htm#child_tax_credit
And http://www.confessionsofasinglemum.co.uk/single-mum-benefits/
Weekly
Child Benefit for oldest child £20.30
Child Benefit for other children £13.40
Yearly
Rates of Child Tax Credit
Family element £545
Child element:
For each child £2,555 (<£50 per week)
For each disabled child £2,800
For each severely disabled child £1,130
JSA or income support £67.50 max.
So for a single mother with A child (notice underline), that's upwards of £137.80 a week (which coincides with my own observation).
+£500 pounds cash payment for sure start (you get this if you have a baby on benefits).
Then of course council tax is paid for, £120 average.
Rent is paid for, in my friends example the flat has a £800pm market rate
Bus travel is subsidised. (at least in my area, haven't checked if this is a national scheme).
Free childcare vouchers approx 1k value.
1/3 price for use of leisure facilities (at least in my area, haven't checked if this is a national scheme).
So child benifit + child tax credit + JSA or income support + council tax paid + rent paid (in my example) = £17654 cost in benefits per year.
According to http://www.thesalarycalculator.co.uk/salary.php you have to earn £22k to earn the equivalent amount as these benefits.
EDIT = 30 hours a week on National Minimum Wage would earn £8612 a year.
And that didn't include the single £500 pound payment, cost of childcare vouchers, travel subsidy and leisure subsidy and possibly more I have not included.
EDIT = And the cost of administration, free consultations at JSA centres, free prescriptions, further subsidies on dental treatment if you are on JSA.
This is one single mother, with one child, not cheating the system.
Oh I am sure that people on low wages are screwed to the wall (serves them right for working!) but these figures are easily available, so I don't know why anyone disputes that the system is overly generous.
http://www.adviceguide.org.uk/index...or_families_and_children.htm#child_tax_credit
And http://www.confessionsofasinglemum.co.uk/single-mum-benefits/
Weekly
Child Benefit for oldest child £20.30
Child Benefit for other children £13.40
Yearly
Rates of Child Tax Credit
Family element £545
Child element:
For each child £2,555 (<£50 per week)
For each disabled child £2,800
For each severely disabled child £1,130
JSA or income support £67.50 max.
So for a single mother with A child (notice underline), that's upwards of £137.80 a week (which coincides with my own observation).
+£500 pounds cash payment for sure start (you get this if you have a baby on benefits).
Then of course council tax is paid for, £120 average.
Rent is paid for, in my friends example the flat has a £800pm market rate
Bus travel is subsidised. (at least in my area, haven't checked if this is a national scheme).
Free childcare vouchers approx 1k value.
1/3 price for use of leisure facilities (at least in my area, haven't checked if this is a national scheme).
So child benifit + child tax credit + JSA or income support + council tax paid + rent paid (in my example) = £17654 cost in benefits per year.
According to http://www.thesalarycalculator.co.uk/salary.php you have to earn £22k to earn the equivalent amount as these benefits.
EDIT = 30 hours a week on National Minimum Wage would earn £8612 a year.
And that didn't include the single £500 pound payment, cost of childcare vouchers, travel subsidy and leisure subsidy and possibly more I have not included.
EDIT = And the cost of administration, free consultations at JSA centres, free prescriptions, further subsidies on dental treatment if you are on JSA.
This is one single mother, with one child, not cheating the system.
Oh I am sure that people on low wages are screwed to the wall (serves them right for working!) but these figures are easily available, so I don't know why anyone disputes that the system is overly generous.
Regarding Housing benefit asingle parent with child would only get 1 bedroom rate until the child reached 7 yrs old IIRC.
In my area this is approx £80 per week.
In my area this is approx £80 per week.
another point in this argument
people in high rent areas are worse off by perhaps 5 to 25% as the fixed benefits are the same country wide as in the £67.50p a 50 year old adult in leafy surrey or cheshire has to pay gas water electric phone tv buy all clothes and houshold equipment buy all food and have a riotous time will buy a lot less than in a deprived area where most things can be a lot cheaper
so in general the people in the 26k trap are already worse off than most below them so a double blow with both housing and general costs being more
people in high rent areas are worse off by perhaps 5 to 25% as the fixed benefits are the same country wide as in the £67.50p a 50 year old adult in leafy surrey or cheshire has to pay gas water electric phone tv buy all clothes and houshold equipment buy all food and have a riotous time will buy a lot less than in a deprived area where most things can be a lot cheaper
so in general the people in the 26k trap are already worse off than most below them so a double blow with both housing and general costs being more
Worse of than someone working and earning £14k and paying high rent?
OOh and of course paying their tax.
I doubt it.
If they cannot afford the area they live in then they should downgrade and move to an area where they can and stop leeching off hardworking tax payers.
Let the clerics dip into their funds if their hearts bleed so much for the poor.
What benefits do you receive in a year Big al?
A
Alarm
Which ones, the ones born there? Who live near their families?
Rather harsh if they are on benefits for no reason of their own doing surely?
Would you move of you became incapacitated? Your partner?
You do mean all who have to claim I assume?
Could be funny, all the little villages get full up and the towns empty.
no benefits here although i will soon get my free bus pass in 2 years
we need to remember most people on benefits are hard working people paying taxes
IMHO, there should be a different approach supporting people who can't work due to a medical condition and people who simply don't want to work - for them the benefits should be a percentage of the minimal wages, as it is in many other countries, and should be limited in time - a year, for example, is more than enough for anybody to find another job.
It is interesting, how many adults (say age 30 or more), who work, have to pay rent. My experience is limited, of course, but most of the people I know (friends, acquaintances, colleagues, neighbours) in that age group pay mortgage rather than rent. Well, when I got a mortgage, I also bought a life insurance, just enough to pay the mortgage if I am incapacitated.
In the worst case scenario, if somebody can't afford to pay rent in a certain area but don't want to move away from their families, I suppose the families could support their loved ones, if they are so attached to each other. Again, this is what people do in many other countries, where the benefits are not so generous.
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