I qualify for a motability car but don't want one.
MM's post is full of crap. Tiresome.
Such as:
cars given away to just about anyone who complains well enough, to be driven by their extended family and parked in supermarket disabled bays with impunity.
is stupid and wrong.
I don't believe we should fund taking their able bodied kids to school, their extended family on long motorway trips, nor allowing their families to use their Motability car for any other purpose than the mobility of the person awarded the car.
You want them to have a separate car for taking their kids to school??
The car can only be used by the claimant, or by others for the purpose of the claimant. Doing the claimant's shopping would qualify but it can't park in a disabled bay if the claimant isn't in it. Others cannot use it for their own shopping, for example.
The main idea of the scheme was to allow working age disabled people get to work.
To have one for 3 years costs you in lost benefit £12019.80
The non-basic cars in the range would cost you up to an extra £18k over the 3 years. Best isn't all that great. There are several models in the list which don't sell very well. Top of the range WAS a Mazda CX-6 hybrid. 2.5litre petrol plus lectric so it's quick, but drives like a dog.
You don't keep the car, so it costs you 18 + 12 = £30k over 3 years. Yes you get insurance and maintenance & AA paid for.
As a pensioner you're old so ins is cheap. So buy an ex mobility car at 3 years old - or another of your own choice. (But the ex-ms ones are well serviced and usually have done few miles). It's yours, you probably won't have 18k depreciation, use your 12k to maintain it. You still get free car tax. (Unless someone else uses it as well for their own purposes).
It's a nuts scheme. I got PIP before my pension age, so could get a car now, but if I applied not having had the pip for those years, I couldn't get one now. The benefit (I think) is then called something else, but its like you're expected to be half immobile and/or not working after pension, so no car. I think non-pip pension age benefits are all means tested,
The 12k is free of tax , so if you're paying 45% the payout is what you'd get from 21818 of taxable income.