Surrounded by idiots

[morqthana]

This thread is not about the ULEZ, FFS.

Until Mottie made it so.

The DVLA should be notified within five working days of the death, even if you haven’t finalised the transfer arrangements. You can make an initial notification by phone or email while gathering the required documentation.

Vehicle tax is automatically cancelled when the DVLA processes the change in keepership.

I expect insurance is cancelled too.

So no tax, and no insurance, from the moment of death.

Even though paid for.

On a car parked on a public highway.

 

[Justin Passing]

No, you made it so, he only added one adjective. YOU are the troll.

Insurance isn't cancelled, no. I was a named driver on her insurance, so still ok to drive the car, but it lost its tax when the DVLC knew of the Change of Ownership, which I already wrote. The ownership passes instantly to the next of kin or other beneficiary, which is actually identified later by probate.
That is the way it is.

 

[morqthana]

No, you made it so, he only added one adjective.

Which absolutely could not ever, under any circumstances whatosever, be left unchallenged.

It just couldn't.

YOU are the troll.

No, I was not trolling. I didn't challenge Mottie cynically, just to create conflict, or to argue with him for the sake of arguing.

I posted it because that adjective needed to be challenged. I was being completely sincere, and genuine, and honest, and not being the slightest disingenuous, when I replied.

I did it not to sow division. Not to create conflict. Not to argue for the sake of it as some kind of perverse fun.

Not to troll.

I did it because I believe that it was the right thing to do.

 

[morqthana]

Insurance isn't cancelled, no. I was a named driver on her insurance,

I wonder what the situation is if there are no other named drivers - the only insured person was the one who has died.

Can a dead person hold an insurance policy?

 

[Vinty]

Late wife's accounts have passed to me, mostly. (A couple of banks want a certified copy of my birth cert, marriage cert, death cert, even though I've had accounts with them for decades. Too busy for those.)
HSBC did the transfers no problem, I thought.
HMRC sent me a cheque, as she'd overpaid, with a one-side statement of how they got the number.
So far, found two mistakes on it.
A couple or four years ago they said she didn't need to fill in a self-declaration.
But they make numbers up, and assume.
They assumed she still had interest, at the same rate, from a fixed-rate account she closed 2 years ago.
And they want to tax dividends which came from shares which were moved into an ISA.

It took half hour calls to HSBC and First Direct which HSBC owns, to track things down.
HSBC "found" another account she had, untouched for several years, I had no idea about. Sheezus. So when I was on to First Direct, I asked them if they could do a search as well. " Oh. they'd all appear on the record. But I can check if you really want me to. They laughed about the one HSBC had "lost".
They found an old account as well. !*&%$!

So later, I'm logged on to HMRC to do my own tax form, late as usual, but I have a few days. It's always a bit of a mission, I'm complicated.

It appears I won't have to pay any tax whatsoever, because, it said,
I'm dead.
Should I tell them?

Tell them you are dead broke.