I think this topic is getting way too deep into detail that in the real world you would never notice.
Very few combi's condense when on for HW. If you go for a HW cylinder go for a fast recovery version, this will be smaller but as it heats the water up quicker is more efficient. The principle is you use less energy in storing less volume of hot water, then when you use the HW the cylinder re-heats a lot faster, so therefore a smaller cylinder supplies the same amount of HW as a standard larger one. (except when the boiler breaks down and you have to use the immersion)
Very few combi's condense when on for HW. If you go for a HW cylinder go for a fast recovery version, this will be smaller but as it heats the water up quicker is more efficient. The principle is you use less energy in storing less volume of hot water, then when you use the HW the cylinder re-heats a lot faster, so therefore a smaller cylinder supplies the same amount of HW as a standard larger one. (except when the boiler breaks down and you have to use the immersion)