help.has anyone been able to obtain a mortgage on an ex-airey house that is attached to an airey house? If so who was the mortgage lender.
Engineer on site 8 hours 720.00Not bad for a days work.
Engineer on site 8 hours 720.00Not bad for a days work.
Mileage 30.00 say
Builders work in connection 250.00
Repairs to interior of structure 300.00
Phenopthaline 50.00
Supplementary lab testing of samples 150.00
Report write up collation issue 4 hours 360.00
Quite a bit to it and more than a day's time, my old fruit.
Just a rip-off me old son. Just a sheer rip off.
So? I spent nine years doing studying and three years' post grad, plus a seven hour exam to get to be chartered. Truck drivers have a few days' training and they're on £36k, which is not enough, apparently.Sorry. I happen to think that £720 is a complete rip off. It's 50% more than a GP earns - and they have 11 years training.
True, but if there was absolutely no concrete and just the tube (no, not JoeThe BRE also found that the structural condition of these properties was quite often related to the type of aggregate that was used. They exposed reinforcement on columns and found that the corrosion was so bad that cracking should have been expected. The columns hadn't cracked because a porous breeze, rather than dense aggregate had been used. My point being that damage can be much worse than a visual survey might lead you to believe.
Any of the lenders will usually lend on those, but, as it's non-standard construction, they will require a detailed report carried out by an SE, in accordance with BRE Digest xxx (can't remember number offhand) which states that it's structurally sound. This involves looking at the feet of the concrete posts, as these have scaffold poles in the centre, which rust, expand and crack the concrete casing.
The Digest gives a damage classification, depending on the numbers of feet that are cracked. It also requires carbonation testing of the concrete, using phenopthaline. The investigation will require the removal of internal panelling, supplemented by a borescope investigation (if the void is not insulated). Because of the way the external concrete panels are installed, it is not usually possible to remove these to get access to avoid internal panel removal. All in all, it's quite involved.
Expect to pay in the order of £1300-£2000 plus vat for this survey.
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