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SammyInnit
I was right then
Re-read.
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SammyInnit
Must apologise chaps, I've had another look and got a little confused when Ironside was talking about buying new cars then talking about PCP.
So have you or have you had one on PCP?
So have you or have you had one on PCP?
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My point Re: this thread and pcp was not the merits or otherwise of finance, but the status symbol of the car.
Basically, the "he's doing well for himself" r sole is attempting to be superior, when all he's really doing is scraping together £300 per month. Big feckin' wow.
Basically, the "he's doing well for himself" r sole is attempting to be superior, when all he's really doing is scraping together £300 per month. Big feckin' wow.
lol not at all, I responded to a sensible post and which was then picked up by Sammy for a life tutorial. Putting out the options for someone asking a question does not need to result in a friggin sermon about good and bad choices. I have no issue with choices made with eyes wide open. If people are being lied to about PCP etc then that's a different matter entirely.
Scraping together £300? lol shows where you're coming from. The good old British hatred of people who have worked hard to be able to enjoy themselves a little. Do you key expensive cars?
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SammyInnit
You need to be clear. Are you talking about buying a car or taking out PCP finance to perpetually change your car? The two are not the same.
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What's the most you spent on a car then?
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If you want a new car you can go find the best price online and then call around your local dealers and one might equal or beat it and then you take out the PCP finance for an extra discount and quickly pay that off. Double Discounts.
Porsche Macan - holds its value.
Or you can get great lease deals.
I know there is a convoluted way to get one of these Tesla p100d cheaper if it still exists.
Porsche Macan - holds its value.
Or you can get great lease deals.
I know there is a convoluted way to get one of these Tesla p100d cheaper if it still exists.
The two are not mutually exclusive you know? You can purchase at the end of the PCP, it will cost you more so you can kiss your discount goodbye. You do get a very healthy discount when you get a new car don't you? Oh wait. On the daily I have the discount was big enough that if the balloon was paid at the end of the term it will have cost just over a grand less than list factoring in interest.
As I said at the start the most cost effective way of purchasing a car is to negotiate the best deal you can, then take the finance from the dealer to get the manufacturer deposit contribution then pay it off on delivery. Assuming of course you want to own it.
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Yep and also pick the right car. If you factor in depreciation etc and look after it then it can work out not that expensive.
I admit when you have a nice car, the car ends up owning you.
I did love the freedom I had when I used to drive a banger in my youth, would I care if someone dinged it or I kerbed it - not a jot.
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SammyInnit
Ah right so what you're actually talking about is in effect leasing, not buying a car at all and inevitably giving it back.
That's where you lost me. What you should have asked is if I'd ever leased a car to which the answer would be no I haven't.
Very touchy
Have I hit a nerve?Read my post again.
Key cars? Are you pizzed?
If someone wants to spend £300 a month, £500, or a grand to drive around in a car, that's their call, but my point was that most are not anything like as well off as we're traditionally conditioned to believe....
What were your first thoughts, when that sheet metal worker was announced as winning last week's £70M Euro millions?
Mine was "fair play".
I wondered if he would lend me £20,000 to pay off the PCP on my beemer
While you're asking him, get another £100 for some driving lessons
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