Car insurance renewal

[conny]

Just gave them a try. £527. Tried taking me off the policy, £587!

Sorry, don't understand what you are saying. They offered to insure for £527 but want to charge £587 to take you off a policy?

 

[Mottie]

Sorry, don't understand what you are saying. They offered to insure for £527 but want to charge £587 to take you off a policy?

Yep. £527 for Mrs M with me as a named driver, £587 for just Mrs M. When our daughter first got her own car insurance, it made it a fair bit cheaper just adding me and Mrs Mottie as named drivers.

 

[freddiemercurystwin]

Have you thought of adding Mrs M's mum or Mottie's mum to the policy? That always worked for me back in the day, though I suspect at some point it becomes a hindrance not an advantage.

 

[freddiemercurystwin]

Or get your daughter to insure your car and put Mrs M on as a named driver.

 

[Mottie]

Have you thought of adding Mrs M's mum or Mottie's mum to the policy? That always worked for me back in the day, though I suspect at some point it becomes a hindrance not an advantage.

Mrs Motties mum surrendered her licence a while back, my mum is in her 80’s and hasn’t driven for years so apart from the licence issue, she has no no claims.

 

[Mottie]

Or get your daughter to insure your car and put Mrs M on as a named driver.

That would be too complicated and possibly illegal - again, she uses her NCD on her own car so it can’t be used on another.

 

[Mottie]

Finally bought it. £388 with Privilege through Go Compare. Fully comp with protected NCD, courtesy car, first £250 excess covered. Tried going TPO but that put the price right up!

 

[SirGalahad]

Finally bought it. £388 with Privilege through Go Compare. Fully comp with protected NCD, courtesy car, first £250 excess covered. Tried going TPO but that put the price right up!

What do you drive? £388 is peanuts.

 

[Mottie]

What do you drive? £388 is peanuts.

It’s only our second car - an old banger of a Golf runabout worth about a grand. £388 is some leap from £220 last year with no claims or points on licence. We only paid £333 a few months ago for our A3 and that’s worth £15k. I dread to think what that will be next year.

 

[festive]

What do you drive? £388 is peanuts.

My daily is less than that a year! (about £280) You must be minted...

 

[Mottie]

My daily is less than that a year! (about £280) You must be minted...

Or have points, or have claims, or live in a high crime area if you think £388 is peanuts for car insurance.

 

[festive]

Doesn’t matter what I drive - £388 is some leap from £220 last year with no claims or points in licence.

They've gone into ****taking overdrive, honeslty what's changed. I don't believe we've introduced considerable higher risk on our roads. What has increased considerably is personal injury claims. As you're aware and i have had many times SPAM call centers asking me or telling me i had an accident. I normally say yes you're right i did how did you find out!?!! I then tell them a long story for 5/10mins and finish with... and then i sh't my pants, yes i had an embarrassing accident pleast dont tell anyone.

Then they hang up, indeed moral is don't waste my time and i wont waste yours

 

[SirGalahad]

Or have points, or have claims, or live in a high crime area if you think £388 is peanuts for car insurance.

No points, claims, or high crime area.

 

[Mottie]

No points, claims, or high crime area.

So what do you drive, what do you pay and more importantly, when did you last buy your current policy?

 

[SirGalahad]

So what do you drive, what do you pay and more importantly, when did you last buy your current policy?

A6 Avant, £800, July before we went on holiday, I was in a rush lol