Car insurance renewal

[gas112]

In my eyes the whole purpose of insurance is so you don't payout too much money in case of an accident so why have a large excess unless it's a case of being young and compulsory. Also playing about on comparison sites having large excess doesn't always make massive differences to the premium

 

[SirGalahad]

Compulsory £150 and no voluntary. No wonder it’s £800!

Would it make much difference?

If you have a non fault accident you still have to declare it and it will bum up your premium.

 

[Mottie]

Would it make much difference?

If you have a non fault accident you still have to declare it and it will bum up your premium.

We have two non-fault accidents with our £388 policy but we had them when it was £220!

With a £325 compulsory excess and no voluntary excess, this is what I get. A bit different, wouldn’t you say?