What excess has Gally got then?
Car insurance renewal
- Thread starter Harry Bloomfield
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I thank them profusely for ringing to help me and then ask them which accident they are going to help with as I had an awful week and crashed three times.They've gone into ****taking overdrive, honeslty what's changed. I don't believe we've introduced considerable higher risk on our roads. What has increased considerably is personal injury claims. As you're aware and i have had many times SPAM call centers asking me or telling me i had an accident. I normally say yes you're right i did how did you find out!?!! I then tell them a long story for 5/10mins and finish with... and then i sh't my pants, yes i had an embarrassing accident pleast dont tell anyone.
Then they hang up, indeed moral is don't waste my time and i wont waste yours
Bloody youngster. I’ve long passed that sweet spot for car insurance!
What is the maximum NCB? I always thought it was 10 years, but on my last renewal they quoted mine as 21 years, despite 60 years of no claims.
Most companies only give you max 10 years NCB.
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£150
Is that just the voluntary? What about the compulsory?
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Compulsory £150
I did well then, to get 21.
Compulsory £150 and no voluntary. No wonder it’s £800!
Not saying they reduced your premium for the 21 though.
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Would it make much difference?
If you have a non fault accident you still have to declare it and it will bum up your premium.
We have two non-fault accidents with our £388 policy but we had them when it was £220!
With a £325 compulsory excess and no voluntary excess, this is what I get. A bit different, wouldn’t you say?
'Privilege' who Mrs Mottie is with, wanted £382 to renew the insurance on her Fiesta. Churchill who I am with for the Dog eater wanted £255. We swapped to them.
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