Clipping the end of a steel / Structural Issue

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A 50 or 75 mm deep wall plate will not shrink by much, at least in so far as it won't be noticed or have an effect on the structure.
So why such a fuss about padstones material, if it's OK to plonk a supporting steel beam on wood? Doesn't make sense to me.
 
I can see the need for a beam say at first floor in the midst of lots of masonry/plastered surfaces where even a mm or so of movement can cause cracks etc here and there but at roof level with the rest of the structure in timber that's all gonna shrink and settle and sag a bit it's less of an issue. But I'm no engineer.
 
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So why such a fuss about padstones material, if it's OK to plonk a supporting steel beam on wood? Doesn't make sense to me.
Most inspectors (and not a few SEs) seem to have a mindset that "steel beam = concrete padstone". But that's only necessary if the beam is heavily loaded. Up at roof level, the loads are unlikely to be high so the pressure at the bearing may not be very much. See FMT above.
 

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