For a
75 m² 1930s bungalow in the UK, I would not automatically choose direct electric heaters just because the technology has improved.
A) Should you consider electric heating?
Yes, but there are
three very different electric options:
- Direct electric heaters (panel heaters, electric radiators, storage heaters)
- Cheapest to install.
- Nearly 100% efficient at the point of use.
- However, electricity costs significantly more per kWh than gas.
- Usually the most expensive system to run over the long term.
- Air Source Heat Pump (ASHP)
- Also electric, but much more efficient.
- Typically produces 3–4 kWh of heat from 1 kWh of electricity.
- Often cheaper to run than direct electric heating and can compete with gas.
- Higher installation cost but aligns well with future decarbonisation policies.
- Electric boiler feeding radiators
- Generally the least attractive option.
- Installation may be simpler than gas.
- Running costs are usually much higher than a gas boiler because every unit of heat requires a full unit of electricity.
B) How would you get hot water?
Options include:
- Hot water cylinder with immersion heater (most common with electric systems).
- Unvented hot water cylinder for good pressure.
- Electric combi boiler (possible but often requires substantial electrical supply and can be expensive to run).
- Air source heat pump with cylinder (very common setup).
For most electric-only homes, a
well-insulated hot water cylinder is preferred over an electric combi.
C) Installation costs: Electric vs Gas
Generally:
| System | Installation Cost | Running Cost |
|---|
| Electric panel heaters | Lowest | Highest |
| Electric boiler + radiators | Moderate | High |
| Gas combi + radiators | Higher | Lower |
| Air source heat pump | Highest | Low to Moderate |
If mains gas is not already at the property, you'll need:
- Gas connection from the street.
- Boiler installation.
- Pipework and radiators.
That can add several thousand pounds.
By comparison, electric radiators may be installed for a fraction of that cost.
The insulation question is critical
Before choosing any heating system, spend money on:
- Loft insulation.
- Floor insulation where practical.
- Cavity wall insulation (if applicable).
- Draught-proofing.
- Better windows where needed.
Every pound spent reducing heat loss improves the economics of whichever heating system you choose.
Future-proofing
If your goal is future-proofing against carbon policies, the strongest argument is usually:
Air Source Heat Pump > Gas Boiler > Direct Electric Heating
Many people assume direct electric heating is "future-proof" because it uses electricity, but from an efficiency standpoint it is not. Heat pumps are generally regarded as the long-term direction of UK residential heating.
For your bungalow
If:
- Mains gas is already available nearby and connection costs are reasonable → a modern gas combi is still a sensible financial choice.
- You are doing a major renovation and can improve insulation substantially → seriously investigate an air source heat pump.
- Budget is the main concern and the property is occupied only occasionally → direct electric heaters may make sense because of the low installation cost.
The key piece of information missing is your expected occupancy (full-time residence, rental, holiday let, etc.) and whether there is already a gas main in the street outside the property. Those two factors can completely change the recommendation.