Homeserve Burst Pipe Cover

[stevec59]

Hi,
Every year I get a letter from Three Valleys Water offering me Burst Pipe cover from Homeserve, this purpose of the cover is for the pipe that goes from the water mains in the street to inside my house at the stop cock, they want £15.99 this year, I know it's not a fortune but is it worth it?

They guarantee a 'Specialist Engineer' within " hrs
The cover is for upto £2,000 and you can make upto 2 claims a year (You would hope once was enough).

The pipe that feeds form the water mains in the street to my stop cock is Rubber, it goes underneath the hose, as the mains is out the front and the stop cock in the Kitchen at the back of the house.I would hope that this Rubber pipe is of a certain standard designed to last say 100 years or so, but then again I do live in an ex council property, so that may have used anything.
Would the rubber pipe be inside some other type of pipe, so that if it does need replacing its just a case of 'Pulling a new one through'?

So,the basic question is, is it worth it?

Thanks

Steve

 

[Nige F]

Rubber 100 years ..........that reminds me of when Concorde was first flown............gets to supersonic..........bang...sound barrier........soon after- another bang..big panic.....someone looks out and the name now reads C O N C O R D..........well who would expect a French letter to stay on @ that speed..........(.OR expect a BG engineer to know how to fit one )

 

[ollski]

Rubber 100 years ..........that reminds me of when Concorde was first flown............gets to supersonic..........bang...sound barrier........soon after- another bang..big panic.....someone looks out and the name now reads C O N C O R D..........well who would expect a French letter to stay on @ that speed..........(.OR expect a BG engineer to know how to fit one )

Nige, did you get any sleep at all last night?

 

[stevec59]

Any sensible answers?

 

[boilerbeasty]

I live in a different water area to you and got one today.
I live in a 1930s house on a steep slope in a 'clay' area (classified as medium subsidence risk though I can't recall any houses with this problem).

16 quid a year sounds like OK insurance to me, if it will truely cover the cost of digging from the main to my house and replaceing the pipe. Yes the probability is low, but the impact is very high. So the risk is possibly unacceptable.

Bet the buggers will stick a water meter in there when they do the work.

Any body on here got experience with this ? Or is it a new offering ?

 

[ollski]

I know it's a new offering from homeserve as they are trying to increase their share in the domestic contract market by coming in with a new service to then try to take over central heating care schemes. Expect more companies to come in soon with a similar cover.

 

[corgiman]

simple answer

Yes

can be expensive digging (or Moling) a water main

 

[stevec59]

Thanks Guys, will take up the offer.

 

[The_Lazy_Slug]

I know this is a pretty old thread now, but you might want to check with you buildings insurer first as you're more than likely already covered.

It's probably worth pointing out that Three Valleys Water customers, that pay by direct debit, are currently receving this offer in the post. If they do nothing about it, they WILL be charged the monthly insurance premiums after the first free 3 months. You specifically need to contact them to cancel this insurance. And, No, you don't need to sign any new direct debit aggrement or documentation. (It also seems to being targeted at the more 'senior' generation too)

As Homeserve have this 'arrangement' with 18 other waterboards, i'd love to know if anyone else is getting stuffed with this often needless insurance?

 

[rssteve]

after a few months make the pipe leak so they replace it FOC. then give up the insurance the next year