Is my life in reverse?

[EddieM]

sometimes it's a good idea to tuck a bit away for a rainy day instead of p******g it up against a wall. The pension fund is a good place for the well-off young because they can't get their hands on it and squander it.

As for kids and wives and houses, it doesn't matter how much or how little money you've got, they'll take it all

You forgot to say that they also take half your pension even though you paid into theirs and your car along with a sizeable amount of your sanity !!