It is simple - shop around, for the very best deals which suit your use...
For water/sewage, I have a water meter installed, and pay only for what I use, plus a sum for drainage. Nowt much I can do beyond that, there is no competition.
Broadband, plus phone, I have YouFibre - £26.99 for both 150/150Mbs. My 18month first contract with them, ends in May, they've offered me renewal of contract, at £22.99, 200/200, plus phone. Had I just let the contract continue, I'd have been paying much more. Having shopped around, I couldn't come near the price, so I renewed at £22.99 - the same price as offered to new customers.
Energy - Gas and electric. I had smart meters fitted years ago, so I could take advantage of the many special tariffs available, if you simply have smart meters installed, but I've taken it a stage further, with Octopus's 'Tracker Tariff'. Rather than pay a fixed sum per Kw of each, I pay based on a calculation based on the cost of energy, to Octopus. Which means if their supply costs go up, my own cost can rise above the fixed or variable rate - and sometimes it does do that. The cost can change each day, but is pre-set for the entire 24 hours. That means I can save some, by avoiding use, when it is expensive, and delay until it is cheaper. tomorrow, for instance, it is costing me 9.59p per Kw of electric. Sunday, it was 8.9p, but last week I saw >26p per Kw. Overall, I make considerable savings, because I am relieving Octopus, of some of the risk of the w/sale cost of energy.
Last car insurance renewal, I got the like for like renewal cost down, to the same as I was paying 20 years ago, simply shopping around the insurco's.
For water/sewage, I have a water meter installed, and pay only for what I use, plus a sum for drainage. Nowt much I can do beyond that, there is no competition.
Broadband, plus phone, I have YouFibre - £26.99 for both 150/150Mbs. My 18month first contract with them, ends in May, they've offered me renewal of contract, at £22.99, 200/200, plus phone. Had I just let the contract continue, I'd have been paying much more. Having shopped around, I couldn't come near the price, so I renewed at £22.99 - the same price as offered to new customers.
Energy - Gas and electric. I had smart meters fitted years ago, so I could take advantage of the many special tariffs available, if you simply have smart meters installed, but I've taken it a stage further, with Octopus's 'Tracker Tariff'. Rather than pay a fixed sum per Kw of each, I pay based on a calculation based on the cost of energy, to Octopus. Which means if their supply costs go up, my own cost can rise above the fixed or variable rate - and sometimes it does do that. The cost can change each day, but is pre-set for the entire 24 hours. That means I can save some, by avoiding use, when it is expensive, and delay until it is cheaper. tomorrow, for instance, it is costing me 9.59p per Kw of electric. Sunday, it was 8.9p, but last week I saw >26p per Kw. Overall, I make considerable savings, because I am relieving Octopus, of some of the risk of the w/sale cost of energy.
Last car insurance renewal, I got the like for like renewal cost down, to the same as I was paying 20 years ago, simply shopping around the insurco's.
