Motability Cars

[aveatry]

What about people who receive disability benefits who don't take some of them as a Motability car because they have their own vehicle? Would you take their cash disability benefits away from them, and not pay them anything unless they were so poor that they couldn't even afford a crappy car?

No - why ? Its up to them if they dont want to take advantage of the scheme and if they do then they can not use it for anything over a £50k car.

 

[morqthana]

So if someone is entitled to £X per month disability benefit, and takes all of it in cash, and they can afford to pay for a BMW themselves that's perfectly OK? You wouldn't say to them "Sorry - if you can afford to buy a BMW we're not going to pay you a disability benefit"?

 

[aveatry]

So if someone is entitled to £X per month disability benefit, and takes all of it in cash, and they can afford to pay for a BMW themselves that's perfectly OK? You wouldn't say to them "Sorry - if you can afford to buy a BMW we're not going to pay you a disability benefit"?

You just like arguing for the sake of it dont you- I dont have time for your games. - Lets see what reach does tomorrow.

 

[morqthana]

I'm not "arguing for the sake of it", and this is not a game. I'm just trying to understand what your logic is.

Let's invent two hypothetical people, Jack, and Jill, and use some hypothetical amounts of money (which are not meant to be realistic - we just need something to plug into your model to see how it works).

Jack and Jill each receive £500 per month in disability benefits.

Jack and Jill each receive £1,000 per month state pension.

Jack and Jill each have savings of £10,000.

Jack and Jill each want to get a new car.

Jack and Jill each make a down payment of £5,000 for a leased car.

Jack elects to pay the lease costs of £300 per month out of his disability benefit.

Jill elects to pay the lease costs of £300 per month out of her pension.

Jack ends up with a new car, £5,000 in savings, and a net income of £1,200 per month.

Jill ends up with a new car, £5,000 in savings, and a net income of £1,200 per month.


Which of them should be prevented from doing what they did, and why?

 

[Harry Bloomfield]

OK, motability includes insurance etc. But the user could pay a share, other people pay all of the cost of their car and most have to put up with old bangers.

I agree, most of the way, but a genuinely, seriously disabled person. , needs a decent, reliable car, that is properly maintained. The last thing they need is some unreliable banger. The Motability scheme, pulls everything together, gets big discounts out of suppliers, as well as avoiding the disabled paying VAT .

I'm now disabled, like you, have to self fund my own disability, and I cannot even get away with the VAT, on most things - except by buying from disabled type supply companies, paying well over the odds in the first place. Everything for the disabled, costs two/three times as much as it is worth, if it carries the 'disabled' tag.

The mobility scooter I bought second-hand, unused, was two years old, fitted with new batteries. It cost me around £925, new it would have cost £1600, because the company is a Polish company, selling direct to the public, bypassing the UK disabled dealers markup. The scooter is considerably better, than most that I could buy in the UK dealers, as well built, much better specced etc..

If the Polish company, actually allowed their machines to be sold by UK companies, then I would see those machines sold in the shops for maybe £5000, VAT free. Even paying these silly prices, a lightly used, not particularly old one, can be had for just £350, because used ones, realise their true value.

 

[Harry Bloomfield]

You just like arguing for the sake of it dont you- I dont have time for your games. - Lets see what reach does tomorrow.

That will depend on how brave she is, and how she can withstand the wrath of disabled people. Certainly, the disparity between pensioners who became disabled before pension age, and get Motorbility, and those who became disabled after pension age, and don't get it - needs to be sorted out.

 

[aveatry]

I agree, most of the way, but a genuinely, seriously disabled person. , needs a decent, reliable car, that is properly maintained. The last thing they need is some unreliable banger. The Motability scheme, pulls everything together, gets big discounts out of suppliers, as well as avoiding the disabled paying VAT .

I'm now disabled, like you, have to self fund my own disability, and I cannot even get away with the VAT, on most things - except by buying from disabled type supply companies, paying well over the odds in the first place. Everything for the disabled, costs two/three times as much as it is worth, if it carries the 'disabled' tag.

The mobility scooter I bought second-hand, unused, was two years old, fitted with new batteries. It cost me around £925, new it would have cost £1600, because the company is a Polish company, selling direct to the public, bypassing the UK disabled dealers markup. The scooter is considerably better, than most that I could buy in the UK dealers, as well built, much better specced etc..

If the Polish company, actually allowed their machines to be sold by UK companies, then I would see those machines sold in the shops for maybe £5000, VAT free. Even paying these silly prices, a lightly used, not particularly old one, can be had for just £350, because used ones, realise their true value.

Sounds like a massive con

 

[securespark]

What does?

 

[securespark]

You said " heard" so I said lets see if it happens - that being - what you "heard" unless Rachael told you herself

It has happened already.

Go to the Motability site and all those names are greyed out on the list.

 

[Harry Bloomfield]

What does?

I think what is meant is - how the cost rises dramatically, when the words 'disabled', or 'mobility' are used in the description.

 

[securespark]

I think the maximum extra payment on cars is still the same, even though those manufacturers have been struck off the list. The largest extra payment is £8K.

Even for a fairly modest hybrid Golf with auto, which some disabled people might need, it's a £6K extra payment.

But that is peanuts compared to the extra payments for WAVs.

Now, noone will dispute that a wheelchair user will be cheating the system, but to get one of these vehicles, you can pay up to an extra £94K...

And don't go saying you only need a one seater or two seater...what about family, kids, what about going on holiday, doing all the stuff that most families do?

 

[aveatry]

I think what is meant is - how the cost rises dramatically, when the words 'disabled', or 'mobility' are used in the description.

securespark doesn’t seem able to read the post I replied to - is it on ignore for your posts or somthing

 

[Harry Bloomfield]

Ping @securespark ?

 

[securespark]

Huh?

 

[Harry Bloomfield]

Huh?

securespark doesn’t seem able to read the post I replied to - is it on ignore for your posts or somthing

What does?

There is some confusion over your 'what does?' remark, copied above??