Just come home to find that the neighbour popped round, saying that their friend reversed into my car. There's a scrape over the rear wheel arch, a few inches long, indented and missing paint. 
Normal procedure would be to get their insurance to cover the repair at a bodyshop, however the car is so old as to not be worth the hassle. It's a '91 Polo, but was up to now in very good condition for the age, with low mileage (45,000) and limited rust. I only paid a few hundred for it and use it for work and shopping, but the cost of repair would be more than it's worth!
I shouldn't be too narked but a VW fanatic pal reckoned that if I'd kept it in the condition it's in and kept the mileage down, it would probably start to appreciate in value in a couple of years time. Not now though. Should I let the insurance company decide what to do or just ask for some cash? Anyone been in the same situation?
Normal procedure would be to get their insurance to cover the repair at a bodyshop, however the car is so old as to not be worth the hassle. It's a '91 Polo, but was up to now in very good condition for the age, with low mileage (45,000) and limited rust. I only paid a few hundred for it and use it for work and shopping, but the cost of repair would be more than it's worth!
I shouldn't be too narked but a VW fanatic pal reckoned that if I'd kept it in the condition it's in and kept the mileage down, it would probably start to appreciate in value in a couple of years time. Not now though. Should I let the insurance company decide what to do or just ask for some cash? Anyone been in the same situation?
