The current obviously always travels, by some route(s), back to the 'neutral side' of the transformer, and if there is a neutral-'earth' (really neutral-CPC0 fault within the installation, that current will be shared between neutral and earth, according to their respective impedances.
However, that's not what eric was talking about. In the absence of any 'N-E' fault, there will be a vol;tage drop in the supply neutral due to any loads within the installation, and that will raise the potential of the neutral within the installation to appreciably above the potential of the neutral side of the transformer. However since, in the asbence of faults, no current flows through the 'earth' path, that remains at the voltage of the neutral side of the transformer.
Hence, the greater the load within the installation, the greater will be the potential difference between neutral and earth within the installation - and it is that potential difference which will drive (and determine) the fault current if a 'N-E fault' appears within the installation.