I have a crack running down the front of the house from the first floor window to the top of the bay window on the ground floor. This is causing water to leak in through the ceiling inside the bay window during heavy rainfall.
As I am a leaseholder, I am trying to determine whethor or not the freeholders buildings insurance will cover the repair, (I read somewhere that subsidence is covered, but wear \\\'n tear is not)or whethor I will am liable for the damage.
Any advice would be greatly appreciated. I also have some very clear photos of the crack that I can email.
Thanks in advance
As I am a leaseholder, I am trying to determine whethor or not the freeholders buildings insurance will cover the repair, (I read somewhere that subsidence is covered, but wear \\\'n tear is not)or whethor I will am liable for the damage.
Any advice would be greatly appreciated. I also have some very clear photos of the crack that I can email.
Thanks in advance