As soon as money/funds are handed over and a receipt is given, or a contract drawn up, you become the legal owner of the vehicle.
The V5 document is not proof of ownership, its just so the DVLA know who is the keeper of the vehicle, not the owner.
As soon as money/funds are handed over and a receipt is given, or a contract drawn up, you become the legal owner of the vehicle.
The V5 document is not proof of ownership, its just so the DVLA know who is the keeper of the vehicle, not the owner.
You might want to go down this route.
http://www.temporarycarinsurance.org.uk/24-hour-car-insurance/
http://www.temporarycarinsurance.org.uk/24-hour-car-insurance/
J
joinerjohn
I have just spoken to the chap I'm buying the vehicle off and it's insured at the moment (as it's kept on the street) It will be insured until Monday morning when he will cancel the insurance. So it's looking like I can pick it up tomorrow and at least get it back to mine, at least. I will transfer my insurance over first thing Monday morning. 
M
merlin50
that is standard they assume the other car will have at least third party, trust me i used to be in the motor trade
My understanding is, for a car to have road tax it also has to have insurance, if the seller leaves the insurance in his name, and with his permission provided you are fully comp insured you can legally drive it home.
The seller of the car is still the owner of the car, and is legally responsible for any traffic infringments you may incur, till the details of ownership are changed by DVLA and you are issued with the new V5 document.
Wotan
The seller of the car is still the owner of the car, and is legally responsible for any traffic infringments you may incur, till the details of ownership are changed by DVLA and you are issued with the new V5 document.
Wotan
J
joinerjohn
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J
joinerjohn
JJ, the ownership does pass to you as soon as you apy and get a receipt.
I have bought on ebay before and got day insurance cover for bringing the car home.
www.dayinsure.com.
It only cost me about £14 and was well worth it.
It is also worth noting that the law has changed regarding car insurance, in that you need to have insurance in place for any car you own unless it is on a SORN.
So, you can't just park one car up while you sell the other one nowadays, they both need to be insured, or one of them SORNed.
I have bought on ebay before and got day insurance cover for bringing the car home.
www.dayinsure.com.
It only cost me about £14 and was well worth it.
It is also worth noting that the law has changed regarding car insurance, in that you need to have insurance in place for any car you own unless it is on a SORN.
So, you can't just park one car up while you sell the other one nowadays, they both need to be insured, or one of them SORNed.
Not quite true, as soon as money is handed over then the buyer instantly becomes the new owner.
If you are buying online, ebay eg...always try and see the vehicle at the address on the V5 document.
J
joinerjohn
Have tried contacting Swinton on the 0800 number to no avail Either their operators are having a crafty fag out the back or an extended break. Grrrrrrrrr. I bet if I phoned the "new insurance" number , they'd answer straight away.
the value of the new car will not be relevant as it will only be insured third party, however in this case when he buys it and starts to drive it HE will be the owner, so that needs clarified, as he wont be able to insure 2 cars under the policy
most fully comp policies allow you to drive someone elses car with their permission on a third party basis only, so no theft cover etc
this car would have had insurance to get it taxed, but who knows if it was cancelled the day after the tax disc was bought,
best action is to confirm you have insurance yourself, dont trust anyone else they may or not give you good advice, how far is it going, what about a recovery truck if you are in the AA or RAC just say you arent well when you pick it up and they will take you and the car home on a trailer haha
phone the number you have for crashes as that will be 24/7 they might be able to help
J
joinerjohn
Cheers Kirkgas, I have tried the phone number on their website for all enquiries for existing policy holders, (including those with breakdown cover) Was on the line for over half an hour, before I gave up. I feel sorry for anyone actually broken down at the side of the road, phoning them as calls from a mobile to 0800 numbers are usually chargeable. Absolutely poor service (unless they are actually closed at their call centre)
