OP,
FWIW, I should be very cautious about approaching your insurers - you could end up "red flagging" yourself for no particular gain but an increase in your premiums.
Why not wait until you've exhausted the other avenues suggested above?
1. Is the kitchen wall solid or a cavity wall?
2. Is there cavity insulation in the wall?
3. Is the wall rendered?
4. Is that an edge of membrane (DPM) from under the concrete floor peeping up in the pics where the floor meets the wall?
5. Is your kitchen FFL (finished floor level) higher than the ground outside?
6. You have gypsum plaster on the wall - the wall should have been rendered with sand & lime.
7. Has anyone mentioned cavity bridging - debris in the cavity?
FWIW, I should be very cautious about approaching your insurers - you could end up "red flagging" yourself for no particular gain but an increase in your premiums.
Why not wait until you've exhausted the other avenues suggested above?
1. Is the kitchen wall solid or a cavity wall?
2. Is there cavity insulation in the wall?
3. Is the wall rendered?
4. Is that an edge of membrane (DPM) from under the concrete floor peeping up in the pics where the floor meets the wall?
5. Is your kitchen FFL (finished floor level) higher than the ground outside?
6. You have gypsum plaster on the wall - the wall should have been rendered with sand & lime.
7. Has anyone mentioned cavity bridging - debris in the cavity?
