I have installed a lighting circuit in a factory that was a ring final and wired in 2.5 on 20A breaker.
I know that can be done, providing of course there are fuses, and I know many fluorescent light fittings came with fuses built in, only lighting circuits incorporating B15. B22. E14. E27 or E40 lamp holders have to be protected by an over current protective device of maximum rating 16A. So you can have a 32 amp lighting circuit, but it does say "Accessories to BS 1363" so really it would need FCU's fitting to drop into the category of ring final. I know that is splitting hairs, and being some what pedantic, but that seems to the whole theme of the thread.
The same applies to consumer unit, I can see if the terminals are not identical height the bus bar system could produce strain and adversely effect to operation of de. vices, I have seen where cables can because of the strain stop an RCD from tripping. And some can get very hot and the design will affect cooling, and of course if running hot the MCB can trip below the rated valve.
I can also see why the enclosure may be should not have the label consumer unit, I intend to use an old consumer unit to contain Sonoff relays and it will only have a 6 amp supply and clearly is not a consumer unit when used for that, it will not contain a single MCB.
I have been told, may be Chinese whispers, that where the installation is in the control of an ordinary person type tested equipment should be used, as to if this is a HSE or Building regulations I don't know, as I have not found it written anywhere to confirm this, I know in the past I have thought some thing was a regulation, like the distance of a 13A socket to the sink, was told had to be at least 1 meter, it seems this was in the 14th Edition but I don't have a copy, also bonding of metal window frames, again think 14th Edition. There have been so many rules which have been dropped, the bonding in bathrooms is resent so we remember that.
But name changes don't help either, I called it Edison Screw, or ES for short, but it seems now E28 USA and E27 else where, same with SES now called E14, and where plug top, or plug socket came from not a clue, yes I know the French system the plug has a socket for earth, but this is Britain not Brittany.
Very early on I realised there is always an exception, I lost money betting there would not be 8 volt lead acid batteries in the stores, seems they were made for USA 6 volt vehicles to improve the lights, even instructions with the batteries saying how to adjust the regulator, made by CAT back in 1980, clearly some one I ordered wrong ones when trying the read the USA parts manual, I had also made mistakes, we know bonnet is a hood, but what is a push pull rod? It was a track rod.
But really does it matter if I use the wrong word, as long as other people understand, same with spelling, my tablet is a pain at times correcting spelling and resulting in wrong word, pobodies nerfect.