and no crashes at my fault.
So you've had crashes then? How many?
since you asked two, one was in a petrol station as I came back to my car a landrover reversed into the front end totaling the car (it was parked as normal, at one of end pumps - well out of the way)
the other was driving as normal down a B road when someone didnt think to stop at the stop sign on one of the side roads and hit the side of my car bending the axel. (hidden exit)
Neither my fault, althought (the land rover driver tried to dart) both admitted total fault.