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Deleted member 105431
Secondly if your flat is worth less than you paid for it why worry about keeping it? Why should the taxpayer pay for your mortgage ffs!
self medicating again...
- Thread starter ColJack
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daneski88
When you take up employment and use the proceeds to borrow money to buy something like a house, you are in effect taking a gamble. You are betting that you are always going to make enough money to cover the loan repayments as well as pay the bills and buy food and do other things with any spare cash. You are also taking the gamble that the house you buy will gain enough profit to help you climb up the property ladder or give enough of a nest egg when you retire and downsize. Somewhere in all of this may well also include future "security" for your loved ones.
As with all gambling, there is a chance that you will lose and have to make adjustments to cover your debt. Please note this was your gamble, not mine nor anyone else's. No one wants to see you destitute and will happily help tide you over until you manage to get back on your feet, since you will have paid your national insurance premiums and are entitled to make a claim on it. But you have to do your part too and do your absolute damnest to start pitching into the pot, otherwise the "loss adjustors" should be called in to prevent all of our premiums having to increase.
As a parent myself I am all to aware of how heartbreaking this could be but you have made your own bed and should now be prepared to sleep in it.
As with all gambling, there is a chance that you will lose and have to make adjustments to cover your debt. Please note this was your gamble, not mine nor anyone else's. No one wants to see you destitute and will happily help tide you over until you manage to get back on your feet, since you will have paid your national insurance premiums and are entitled to make a claim on it. But you have to do your part too and do your absolute damnest to start pitching into the pot, otherwise the "loss adjustors" should be called in to prevent all of our premiums having to increase.
As a parent myself I am all to aware of how heartbreaking this could be but you have made your own bed and should now be prepared to sleep in it.
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Deleted member 105431
Col 4 interviews in 15 months is truly pathetic; put some effort in ffs you lazy slob!
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daneski88
A friend of mine was a director of a textiles company and got laid off a few years ago. He wrote over 200 letters of application over the course of a month and was back in employment in a similar role (although on less money) within 5 weeks of being unemployed. He has a bit further to travel (30 miles each way instead of 5). But it can be done.
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Just read through this thread,and it appears to me that it is a snapshot.
Time obviously will dictate the outcome, but we are all entering into a period of certainty, it's going to be hard.
Through no fault of our making the great and good of this country have left us up **** creek without a paddle, but now we the honest and humble tax payer with no offshore trust fund or overseas accounts are left to foot the bill.
It's going to be Dog eat Dog for quite a while .
Time obviously will dictate the outcome, but we are all entering into a period of certainty, it's going to be hard.
Through no fault of our making the great and good of this country have left us up **** creek without a paddle, but now we the honest and humble tax payer with no offshore trust fund or overseas accounts are left to foot the bill.
It's going to be Dog eat Dog for quite a while .
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daneski88
I totally agree, but there's no excuse for anyone to throw the towel in and give up looking for work.
I'm taking no sides in this 'debate' but instead of slagging someone off and telling them to get off their fat arses wouldn't it be more beneficial for Col AND the state to give constructive advice which he should follow.
Col, I've been where you are, thankfully it was many years ago but the principles are still the same.
I am a skilled armature winder/electrical fitter but in the early 80's there was not much going in my line. So, after spending some time on the dole I started doing 'foreigners', little domestic electrical repairs, alarms etc. Then I was asked to do a bit of decorating for the local church hall. This led on to more 'foreigners' but more importantly put me in touch with other people who might know of something going where they/their wife/son/daughter/2nd cousin twice removed worked. I also joined what was then called 'Job Club'. In there you get first look at all the vacancies a day or two before they go on the board in the dole office. You get free stationary, (paper,stamps etc), free phone calls to phone after jobs or 'on speculation' by going through the phone book, again, you get to meet more people who may know of something in your line of work. You get help to correctly write application letters/fill in application forms and fill out a creditable CV. They will also teach you interview techniques and point out your weak points. Finally, they can help you use your skills/talents to diversify into other fields of employment. I learnt how to do panel wiring/assmbley and spent 10 years in a job I loved as a result of adapting. Unfortunately when the company was sold to the yanks they eventually closed the site down but I had gained more skills by then and went into other work where I could put them to use. I'm now back in the motor repair business and using skills from other trades to teach youngsters how to adapt and 'think' a problem through rather than saying, "I don't know how to do that."
Think seriously about what you want to do with the rest of your life, I don't know how old you are, I'm nearly 54 but there is no way I am ever going to be idle again. It is so soul destroying.
If you want help you have to be prepared to help yourself first.
Good Luck.
Col, I've been where you are, thankfully it was many years ago but the principles are still the same.
I am a skilled armature winder/electrical fitter but in the early 80's there was not much going in my line. So, after spending some time on the dole I started doing 'foreigners', little domestic electrical repairs, alarms etc. Then I was asked to do a bit of decorating for the local church hall. This led on to more 'foreigners' but more importantly put me in touch with other people who might know of something going where they/their wife/son/daughter/2nd cousin twice removed worked. I also joined what was then called 'Job Club'. In there you get first look at all the vacancies a day or two before they go on the board in the dole office. You get free stationary, (paper,stamps etc), free phone calls to phone after jobs or 'on speculation' by going through the phone book, again, you get to meet more people who may know of something in your line of work. You get help to correctly write application letters/fill in application forms and fill out a creditable CV. They will also teach you interview techniques and point out your weak points. Finally, they can help you use your skills/talents to diversify into other fields of employment. I learnt how to do panel wiring/assmbley and spent 10 years in a job I loved as a result of adapting. Unfortunately when the company was sold to the yanks they eventually closed the site down but I had gained more skills by then and went into other work where I could put them to use. I'm now back in the motor repair business and using skills from other trades to teach youngsters how to adapt and 'think' a problem through rather than saying, "I don't know how to do that."
Think seriously about what you want to do with the rest of your life, I don't know how old you are, I'm nearly 54 but there is no way I am ever going to be idle again. It is so soul destroying.
If you want help you have to be prepared to help yourself first.
Good Luck.
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daneski88
Conny, I think that your own story concurs with my own and no doubt many others. Yes, it may well not be as easy to gain employment as it was a couple of years ago, but there is plenty of anecdotal evidence to indicate that it is well worth continuing seeking hard. So those on here who are feeling frustrated and possibly bitter about not having a job for quite a while now should take heart as well as accept the fact that they may well have to forget about their specialisms for a while.
Conny
I liked much of what you said, but I'm left frustrated by people that waste their life moaning about how tough their having it. Theirs many a youngster gone to an early grave full of life.
Cant add to that now.
I liked much of what you said, but I'm left frustrated by people that waste their life moaning about how tough their having it. Theirs many a youngster gone to an early grave full of life.
Cant add to that now.
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daneski88
Too right aj. A bloke I used to know (who had been bankrupted twice and who had several acquaintainces killed (he lived in Hungerford and the crazy bloke who went on that shooting spree several years ago was a schoolfriend of his) had the attitude "it I can open my eyes in the morning, then it's going to be alright, 'cos there's going to be a whole load of people "waking up dead""
1987 the time has flown by. His name while I know it, is not worth repeating.
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lifesagasman
When I was a young lad I watched as my sister and many of her schoolfriends died as a result of their various severe disabilities and conditions.
It was only as years passed that I realised that none of them had actually complained about their lot in life, even though they saw their own friends pass away and they must have had silent fears for their own destiny.
To see and hear how some so-called 'normal', fit and healthy people whinge about petty things really grips my sh*t.
Having said that, I think the attacks on ColJack are unwarranted and pointless. He is posting his thoughts on a public forum, and whilst no-one has to sympathise, personal attacks are just so unnecessary.
There are several million people unemployed right now, but almost none will stick their head above the parapet and be open to public scrutiny, no doubt because they are happy to stay in the comfort zone of the benefit system.
At least ColJack is showing his hand, hoping for positive ideas and feedback, not a slagging-off.
Some job-seekers will get lucky, some won't. That's life.
It was only as years passed that I realised that none of them had actually complained about their lot in life, even though they saw their own friends pass away and they must have had silent fears for their own destiny.
To see and hear how some so-called 'normal', fit and healthy people whinge about petty things really grips my sh*t.
Having said that, I think the attacks on ColJack are unwarranted and pointless. He is posting his thoughts on a public forum, and whilst no-one has to sympathise, personal attacks are just so unnecessary.
There are several million people unemployed right now, but almost none will stick their head above the parapet and be open to public scrutiny, no doubt because they are happy to stay in the comfort zone of the benefit system.
At least ColJack is showing his hand, hoping for positive ideas and feedback, not a slagging-off.
Some job-seekers will get lucky, some won't. That's life.
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Mickymoody
This setup is going on right now. You MUST attend, otherwise your money gets stopped.
She attended college today under this scheme, and was told to build a lego bridge, and crawl under it, her homework was to describe how to tie a shoelace, and how to make a cup of tea. It costs £16 a week to get there, from £40 a week payment, excluding lunch, which the government say is the minimum amount to live on, so that's an immediate £16 hit.
Apart from the dole, we are also doing charity work, but nobody bothers reading this bit, and sees the stereotype. Read this bit; A skilled worker applying for unskilled work, the employer says they are overskilled, as there are many others that are far more suited in that position. It's not that skilled people don't apply for this work, or are unwilling to do it, it's just that the employer isn't stupid.
I've applied to MacD's, I've applied to do menial work, at low wages, and the companies haven't even responded. I HAVE to apply for at least 5 jobs a week, or my money gets stopped, I have to work in a charity shop, working with people that were sent there by a judge for crimes they committed, I didn't commit no crime. But I am insulted, and berated as if I had.
Anyone can be in my position. Understand the position of the the layabouts you see on the TV, that can't be bothered to work, and their family never has, and they have loads of kids, and they smoke drugs all day long, to a professional, that has skills, but the jobs aren't there, and the Government is the first to admit it.
She attended college today under this scheme, and was told to build a lego bridge, and crawl under it, her homework was to describe how to tie a shoelace, and how to make a cup of tea. It costs £16 a week to get there, from £40 a week payment, excluding lunch, which the government say is the minimum amount to live on, so that's an immediate £16 hit.
Apart from the dole, we are also doing charity work, but nobody bothers reading this bit, and sees the stereotype. Read this bit; A skilled worker applying for unskilled work, the employer says they are overskilled, as there are many others that are far more suited in that position. It's not that skilled people don't apply for this work, or are unwilling to do it, it's just that the employer isn't stupid.
I've applied to MacD's, I've applied to do menial work, at low wages, and the companies haven't even responded. I HAVE to apply for at least 5 jobs a week, or my money gets stopped, I have to work in a charity shop, working with people that were sent there by a judge for crimes they committed, I didn't commit no crime. But I am insulted, and berated as if I had.
Anyone can be in my position. Understand the position of the the layabouts you see on the TV, that can't be bothered to work, and their family never has, and they have loads of kids, and they smoke drugs all day long, to a professional, that has skills, but the jobs aren't there, and the Government is the first to admit it.
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Deleted member 105431
If these lazy jobless losers put half as much effort into looking for work as preparing excuses I'm sure they'd have a job by now. It's always everybodys fault but theirs if you listen to them.
Micky and col are just far too comfortable on the dole which goes to show the benefits system is far too generous! I hope this new govt cuts all scroungers money to help motivate the chav scum.
Micky and col are just far too comfortable on the dole which goes to show the benefits system is far too generous! I hope this new govt cuts all scroungers money to help motivate the chav scum.
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lifesagasman
Sorry, dangermouse, I can't agree with your sentiments. I spent several years on I.B. through no fault of my own and went to the Jobclub where most others were there for ditto.
As an example, one guy was out of work after a triple by-pass. I saw him send about 2000 applications for work in I.T. He got 5 replies, all saying no. This was a guy who had written software for Microsoft. The real reason no-one wanted to know was his age. At 50 he was simply not wanted. Too old.
You have a very blinkered attitude to those on benefits, some are are there through ever changing employment situations, some on health grounds, though I would agree totally that some are there as it is a soft option.
I've had the 'over-qualified' response myself, and to some extent I can understand it. Why should an employer (in a private enterprise) take on someone who they think doesn't suit their needs?
It's just not the cut-and-dried issue that you would like to portray.
As an example, one guy was out of work after a triple by-pass. I saw him send about 2000 applications for work in I.T. He got 5 replies, all saying no. This was a guy who had written software for Microsoft. The real reason no-one wanted to know was his age. At 50 he was simply not wanted. Too old.
You have a very blinkered attitude to those on benefits, some are are there through ever changing employment situations, some on health grounds, though I would agree totally that some are there as it is a soft option.
I've had the 'over-qualified' response myself, and to some extent I can understand it. Why should an employer (in a private enterprise) take on someone who they think doesn't suit their needs?
It's just not the cut-and-dried issue that you would like to portray.
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