No.
What does what need Joey?What does it need then?
Be patient. Poor Joey is not the brightest.This is getting tedious.

Roger that.Nothing actually.
I'd guess his backers are running for the hills and his wife might be considering divorce. Let me know how she gets on.Still got 42 days to appeal. I'll let you know when it is actually lodged.

You just keep us posted Joey, there's a good lad.Consumer watchdog Which? expressed dismay over today's ruling.
Executive director Richard Lloyd said: "We are concerned this decision waters down the law on penalty charges and may encourage excessive default charges across a wide range of consumer markets.
"Given the possible ramifications of this case for all consumers, we will be looking to intervene again in the Supreme Court hearing."